Política de Privacidad de Loula
Política de Privacidad de Loula
Política de Privacidad Loula Inc.
Última actualización: 12 de Junio de 2024
Esta política de privacidad describe nuestras políticas y procedimientos sobre la recopilación, el uso y la divulgación de su información cuando utiliza los servicios de Loula Inc. y le informa sobre sus derechos de privacidad y cómo estos son protegidos por la ley.
Usamos sus datos personales para proporcionar y mejorar el Servicio. Al usar el Servicio, acepta la recopilación y el uso de información de acuerdo con esta Política de Privacidad.
Definiciones
- Cuenta: Una cuenta única creada para que Usted acceda a nuestro Servicio o partes de nuestro Servicio.
- Afiliado: Una entidad que controla, es controlada o está bajo control común con una parte, donde "control" significa la propiedad del 50% o más de las acciones, participación accionaria u otros valores con derecho a voto para la elección de directores u otra autoridad administrativa.
- Aplicación: La aplicación móvil de Loula.
- Empresa: Loula Inc., con domicilio en 169 Madison Ave STE 2754, New York, New York 10016, Estados Unidos.
- País: Estados Unidos.
- Dispositivo: Cualquier dispositivo que pueda acceder al Servicio, como una computadora, un teléfono celular o una tableta digital.
- Datos Personales: Cualquier información que se relaciona con un individuo identificado o identificable.
- Servicio: El servicio que provee Loula, de acuerdo a su definición y alcances conforme el Acuerdo de Términos y Condiciones de uso del servicio.
- Proveedor de Servicios: Cualquier persona física o jurídica que procesa los datos en nombre de la Empresa.
- Servicio de redes sociales de terceros: Cualquier sitio web o sitio web de red social a través del cual un Usuario puede iniciar sesión o crear una cuenta para usar el Servicio.
- Datos de uso: Datos recopilados automáticamente, ya sea generados por el uso del Servicio o por la propia infraestructura del Servicio (por ejemplo, la duración de una visita a la página).
- Usted: La persona que accede o utiliza el Servicio, o la empresa u otra entidad legal en nombre de la cual dicha persona accede o utiliza el Servicio, según corresponda.
Recopilación y uso de sus datos personales
Tipos de datos recopilados
Información personal
Mientras usa Nuestro Servicio, podemos pedirle que nos proporcione cierta información de identificación personal que se puede usar para contactarlo o identificarlo. La información de identificación personal puede incluir, entre otros:
- Dirección de correo electrónico
- Nombre y apellido
- Número de teléfono
- Dirección, estado, provincia, código postal, ciudad
- Datos de uso
Datos de uso
Los Datos de uso se recopilan automáticamente cuando se utiliza el Servicio. Los datos de uso pueden incluir información como la dirección del protocolo de Internet de su dispositivo (por ejemplo, la dirección IP), el tipo de navegador, la versión del navegador, las páginas de nuestro Servicio que visita, la hora y la fecha de su visita, el tiempo dedicado a esas páginas, dispositivo único identificadores y otros datos de diagnóstico.
Cuando accede al Servicio a través de un dispositivo móvil, podemos recopilar cierta información automáticamente, que incluye, entre otros, el tipo de dispositivo móvil que utiliza, la identificación única de su dispositivo móvil, la dirección IP de su dispositivo móvil, su sistema operativo, el tipo de navegador de Internet móvil que utiliza, identificadores únicos de dispositivos y otros datos de diagnóstico.
También podemos recopilar información que su navegador envía cada vez que visita nuestro Servicio o cuando accede al Servicio a través de un dispositivo móvil.
Información de servicios de redes sociales de terceros
La Compañía le permite crear una cuenta e iniciar sesión para usar el Servicio a través de los siguientes Servicios de redes sociales de terceros:
- Google
- Facebook
- LinkedIn
Si decide registrarse o concedernos acceso a un Servicio de redes sociales de terceros, podemos recopilar datos personales que ya están asociados con la cuenta de su Servicio de redes sociales de terceros, como su nombre, su dirección de correo electrónico, sus actividades o su lista de contactos asociada con esa cuenta.
También puede tener la opción de compartir información adicional con la Compañía a través de la cuenta de su Servicio de redes sociales de terceros. Si elige proporcionar dicha información y Datos personales, durante el registro o de otra manera, le está dando permiso a la Compañía para usarla, compartirla y almacenarla de manera consistente con esta Política de privacidad.
Uso de sus datos personales
La Compañía puede utilizar los Datos Personales para los siguientes propósitos:
- Para proporcionar y mantener nuestro Servicio, incluso para monitorear el uso de nuestro Servicio.
- Para gestionar Su Cuenta: para gestionar Su registro como usuario del Servicio. Los Datos Personales que proporcione pueden darle acceso a diferentes funcionalidades del Servicio que están disponibles para Usted como usuario registrado.
- Para la ejecución de un contrato: el desarrollo, cumplimiento y realización del contrato de compra de los productos, artículos o servicios que haya adquirido o de cualquier otro contrato con Nosotros a través del Servicio.
- Para contactarlo: para contactarlo por correo electrónico, llamadas telefónicas, SMS u otras formas equivalentes de comunicación electrónica, como notificaciones automáticas de una aplicación móvil sobre actualizaciones o comunicaciones informativas relacionadas con las funcionalidades, productos o servicios contratados, incluidas las actualizaciones de seguridad, cuando sea necesario o razonable para su implementación.
- Para proporcionarle noticias, ofertas especiales e información general sobre otros bienes, servicios y eventos que ofrecemos que son similares a los que ya compró o preguntó, a menos que haya optado por no recibir dicha información.
- Para gestionar Sus solicitudes: Para atender y gestionar Sus solicitudes hacia Nosotros.
- Para transferencias comerciales: podemos usar su información para evaluar o realizar una fusión, venta, reestructuración, reorganización, disolución u otra venta o transferencia de algunos o todos nuestros activos, ya sea como una empresa en marcha o como parte de una quiebra, liquidación, o procedimiento similar, en el que los Datos personales que tenemos sobre los usuarios de nuestro Servicio se encuentran entre los activos transferidos.
- Para otros fines: podemos utilizar su información para otros fines, como el análisis de datos, la identificación de tendencias de uso, la determinación de la eficacia de nuestras campañas promocionales y para evaluar y mejorar nuestro Servicio, productos, servicios, marketing y su experiencia.
Podemos compartir su información personal en las siguientes situaciones:
- Con Proveedores de Servicios: Podemos compartir Su información personal con Proveedores de Servicios para monitorear y analizar el uso de nuestro Servicio, para contactarlo.
- Para transferencias comerciales: Podemos compartir o transferir Su información personal en relación con, o durante las negociaciones de, cualquier fusión, venta de activos de la Compañía, financiamiento o adquisición de todo o una parte de Nuestro negocio a otra compañía.
- Con afiliados: Podemos compartir su información con nuestros afiliados, en cuyo caso exigiremos a esos afiliados que respeten esta Política de privacidad. Los afiliados incluyen nuestra empresa matriz y cualquier otra subsidiaria, socios de empresas conjuntas u otras empresas que controlamos o que están bajo control común con nosotros.
- Con socios comerciales: Podemos compartir Su información con Nuestros socios comerciales para ofrecerle ciertos productos, servicios o promociones.
- Con otros usuarios: cuando comparte información personal o interactúa en las áreas públicas con otros usuarios, dicha información puede ser vista por todos los usuarios y puede distribuirse públicamente al exterior. Si interactúa con otros usuarios o se registra a través de un Servicio de redes sociales de terceros, Sus contactos en el Servicio de redes sociales de terceros pueden ver Su nombre, perfil, imágenes y descripción de Su actividad. De manera similar, otros usuarios podrán ver descripciones de Su actividad, comunicarse con Usted y ver Su perfil.
- Con su consentimiento: podemos divulgar su información personal para cualquier otro propósito con su consentimiento.
Retención de sus datos personales
La Compañía conservará sus Datos personales solo durante el tiempo que sea necesario para los fines establecidos en esta Política de privacidad. Conservaremos y utilizaremos sus datos personales en la medida necesaria para cumplir con nuestras obligaciones legales (por ejemplo, si estamos obligados a conservar sus datos para cumplir con las leyes aplicables), resolver disputas y hacer cumplir nuestros acuerdos y políticas legales.
La Compañía también conservará los Datos de uso para fines de análisis interno. Los Datos de uso generalmente se retienen por un período de tiempo más corto, excepto cuando estos datos se utilizan para fortalecer la seguridad o mejorar la funcionalidad de Nuestro Servicio, o cuando estamos legalmente obligados a retener estos datos por períodos de tiempo más largos.
Transferencia de sus datos personales
Su información, incluidos los Datos personales, se procesa en las oficinas operativas de la Compañía y en cualquier otro lugar donde se encuentren las partes involucradas en el procesamiento. Esto significa que esta información puede transferirse y mantenerse en computadoras ubicadas fuera de Su estado, provincia, país u otra jurisdicción gubernamental donde las leyes de protección de datos pueden diferir de las de Su jurisdicción.
Su consentimiento a esta Política de privacidad seguido de Su envío de dicha información representa Su acuerdo con esa transferencia.
La Compañía tomará todas las medidas razonablemente necesarias para garantizar que sus datos se traten de forma segura y de acuerdo con esta Política de privacidad y no se realizará ninguna transferencia de sus datos personales a una organización o país, a menos que existan controles adecuados establecidos, incluida la seguridad de Sus datos y otra información personal.
Eliminar sus datos personales
Tiene derecho a eliminar o solicitar que lo ayudemos a eliminar los Datos personales que hemos recopilado sobre usted.
Nuestro Servicio puede darle la capacidad de eliminar cierta información sobre Usted dentro del Servicio.
Puede actualizar, modificar o eliminar su información en cualquier momento iniciando sesión en su cuenta, si tiene una, y visitando la sección de configuración de la cuenta que le permite administrar su información personal. También puede comunicarse con nosotros para solicitar acceso, corregir o eliminar cualquier información personal que nos haya proporcionado.
Sin embargo, tenga en cuenta que es posible que necesitemos conservar cierta información cuando tengamos una obligación legal o una base legal para hacerlo.
Divulgación de sus datos personales
Transacciones de negocios
Si la Compañía está involucrada en una fusión, adquisición o venta de activos, Sus Datos personales pueden transferirse. Le enviaremos un aviso antes de que sus Datos personales se transfieran y queden sujetos a una Política de privacidad diferente.
Cumplimiento de la ley
En determinadas circunstancias, es posible que se le solicite a la Compañía que divulgue sus Datos personales si así lo exige la ley o en respuesta a solicitudes válidas de las autoridades públicas (por ejemplo, un tribunal o una agencia gubernamental).
Otros requisitos legales
La Compañía puede divulgar sus datos personales de buena fe cuando considere que esta acción es necesaria para lo siguiente:
- Cumplir con una obligación legal
- Proteger y defender los derechos o propiedad de la Compañía
- Prevenir o investigar posibles irregularidades en relación con el Servicio
- Proteger la seguridad personal de los Usuarios del Servicio o del público
- Protéjase contra la responsabilidad legal
Seguridad de sus datos personales
La seguridad de sus datos personales es importante para nosotros, pero recuerde que ningún método de transmisión por Internet o método de almacenamiento electrónico es 100 % seguro. Si bien nos esforzamos por utilizar medios comercialmente aceptables para proteger sus datos personales, no podemos garantizar su seguridad absoluta.
Privacidad de los niños y adolescentes
Nuestro Servicio no se dirige a ninguna persona menor de 18 años. No recopilamos a sabiendas información de identificación personal de ninguna persona menor de 18 años. Si usted es un padre o tutor y sabe que su hijo nos ha proporcionado Datos personales, por favor contáctenos. Si nos damos cuenta de que hemos recopilado Datos personales de cualquier persona menor de 18 años sin verificación del consentimiento de los padres, tomamos medidas para eliminar esa información de Nuestros servidores.
Si necesitamos basarnos en el consentimiento como base legal para procesar su información y su país requiere el consentimiento de uno de sus padres, podemos solicitar el consentimiento de su padre antes de recopilar y usar esa información.
Enlaces a otros sitios web
Nuestro Servicio puede contener enlaces a otros sitios web que no son operados por Nosotros. Si hace clic en el enlace de un tercero, será dirigido al sitio de ese tercero. Le recomendamos encarecidamente que revise la Política de privacidad de cada sitio que visite.
No tenemos control ni asumimos ninguna responsabilidad por el contenido, las políticas de privacidad o las prácticas de los sitios o servicios de terceros.
Cambios a esta Política de Privacidad
Es posible que actualicemos nuestra Política de privacidad de vez en cuando. Le notificaremos cualquier cambio publicando la nueva Política de Privacidad en esta página.
Le informaremos por correo electrónico y/o un aviso destacado en Nuestro Servicio, antes de que el cambio entre en vigencia y actualizaremos la fecha de "Última actualización" en la parte superior de esta Política de privacidad. Se le recomienda revisar esta Política de Privacidad periódicamente para cualquier cambio. Los cambios a esta Política de privacidad son efectivos cuando se publican en esta página.
Contáctenos
Si tiene alguna pregunta sobre esta Política de privacidad, puede contactarnos:
- Por correo electrónico: hello@loula.net
Política de Privacidad Loula Inc.
Última actualización: 12 de Junio de 2024
Esta política de privacidad describe nuestras políticas y procedimientos sobre la recopilación, el uso y la divulgación de su información cuando utiliza los servicios de Loula Inc. y le informa sobre sus derechos de privacidad y cómo estos son protegidos por la ley.
Usamos sus datos personales para proporcionar y mejorar el Servicio. Al usar el Servicio, acepta la recopilación y el uso de información de acuerdo con esta Política de Privacidad.
Definiciones
- Cuenta: Una cuenta única creada para que Usted acceda a nuestro Servicio o partes de nuestro Servicio.
- Afiliado: Una entidad que controla, es controlada o está bajo control común con una parte, donde "control" significa la propiedad del 50% o más de las acciones, participación accionaria u otros valores con derecho a voto para la elección de directores u otra autoridad administrativa.
- Aplicación: La aplicación móvil de Loula.
- Empresa: Loula Inc., con domicilio en 169 Madison Ave STE 2754, New York, New York 10016, Estados Unidos.
- País: Estados Unidos.
- Dispositivo: Cualquier dispositivo que pueda acceder al Servicio, como una computadora, un teléfono celular o una tableta digital.
- Datos Personales: Cualquier información que se relaciona con un individuo identificado o identificable.
- Servicio: El servicio que provee Loula, de acuerdo a su definición y alcances conforme el Acuerdo de Términos y Condiciones de uso del servicio.
- Proveedor de Servicios: Cualquier persona física o jurídica que procesa los datos en nombre de la Empresa.
- Servicio de redes sociales de terceros: Cualquier sitio web o sitio web de red social a través del cual un Usuario puede iniciar sesión o crear una cuenta para usar el Servicio.
- Datos de uso: Datos recopilados automáticamente, ya sea generados por el uso del Servicio o por la propia infraestructura del Servicio (por ejemplo, la duración de una visita a la página).
- Usted: La persona que accede o utiliza el Servicio, o la empresa u otra entidad legal en nombre de la cual dicha persona accede o utiliza el Servicio, según corresponda.
Recopilación y uso de sus datos personales
Tipos de datos recopilados
Información personal
Mientras usa Nuestro Servicio, podemos pedirle que nos proporcione cierta información de identificación personal que se puede usar para contactarlo o identificarlo. La información de identificación personal puede incluir, entre otros:
- Dirección de correo electrónico
- Nombre y apellido
- Número de teléfono
- Dirección, estado, provincia, código postal, ciudad
- Datos de uso
Datos de uso
Los Datos de uso se recopilan automáticamente cuando se utiliza el Servicio. Los datos de uso pueden incluir información como la dirección del protocolo de Internet de su dispositivo (por ejemplo, la dirección IP), el tipo de navegador, la versión del navegador, las páginas de nuestro Servicio que visita, la hora y la fecha de su visita, el tiempo dedicado a esas páginas, dispositivo único identificadores y otros datos de diagnóstico.
Cuando accede al Servicio a través de un dispositivo móvil, podemos recopilar cierta información automáticamente, que incluye, entre otros, el tipo de dispositivo móvil que utiliza, la identificación única de su dispositivo móvil, la dirección IP de su dispositivo móvil, su sistema operativo, el tipo de navegador de Internet móvil que utiliza, identificadores únicos de dispositivos y otros datos de diagnóstico.
También podemos recopilar información que su navegador envía cada vez que visita nuestro Servicio o cuando accede al Servicio a través de un dispositivo móvil.
Información de servicios de redes sociales de terceros
La Compañía le permite crear una cuenta e iniciar sesión para usar el Servicio a través de los siguientes Servicios de redes sociales de terceros:
- Google
- Facebook
- LinkedIn
Si decide registrarse o concedernos acceso a un Servicio de redes sociales de terceros, podemos recopilar datos personales que ya están asociados con la cuenta de su Servicio de redes sociales de terceros, como su nombre, su dirección de correo electrónico, sus actividades o su lista de contactos asociada con esa cuenta.
También puede tener la opción de compartir información adicional con la Compañía a través de la cuenta de su Servicio de redes sociales de terceros. Si elige proporcionar dicha información y Datos personales, durante el registro o de otra manera, le está dando permiso a la Compañía para usarla, compartirla y almacenarla de manera consistente con esta Política de privacidad.
Uso de sus datos personales
La Compañía puede utilizar los Datos Personales para los siguientes propósitos:
- Para proporcionar y mantener nuestro Servicio, incluso para monitorear el uso de nuestro Servicio.
- Para gestionar Su Cuenta: para gestionar Su registro como usuario del Servicio. Los Datos Personales que proporcione pueden darle acceso a diferentes funcionalidades del Servicio que están disponibles para Usted como usuario registrado.
- Para la ejecución de un contrato: el desarrollo, cumplimiento y realización del contrato de compra de los productos, artículos o servicios que haya adquirido o de cualquier otro contrato con Nosotros a través del Servicio.
- Para contactarlo: para contactarlo por correo electrónico, llamadas telefónicas, SMS u otras formas equivalentes de comunicación electrónica, como notificaciones automáticas de una aplicación móvil sobre actualizaciones o comunicaciones informativas relacionadas con las funcionalidades, productos o servicios contratados, incluidas las actualizaciones de seguridad, cuando sea necesario o razonable para su implementación.
- Para proporcionarle noticias, ofertas especiales e información general sobre otros bienes, servicios y eventos que ofrecemos que son similares a los que ya compró o preguntó, a menos que haya optado por no recibir dicha información.
- Para gestionar Sus solicitudes: Para atender y gestionar Sus solicitudes hacia Nosotros.
- Para transferencias comerciales: podemos usar su información para evaluar o realizar una fusión, venta, reestructuración, reorganización, disolución u otra venta o transferencia de algunos o todos nuestros activos, ya sea como una empresa en marcha o como parte de una quiebra, liquidación, o procedimiento similar, en el que los Datos personales que tenemos sobre los usuarios de nuestro Servicio se encuentran entre los activos transferidos.
- Para otros fines: podemos utilizar su información para otros fines, como el análisis de datos, la identificación de tendencias de uso, la determinación de la eficacia de nuestras campañas promocionales y para evaluar y mejorar nuestro Servicio, productos, servicios, marketing y su experiencia.
Podemos compartir su información personal en las siguientes situaciones:
- Con Proveedores de Servicios: Podemos compartir Su información personal con Proveedores de Servicios para monitorear y analizar el uso de nuestro Servicio, para contactarlo.
- Para transferencias comerciales: Podemos compartir o transferir Su información personal en relación con, o durante las negociaciones de, cualquier fusión, venta de activos de la Compañía, financiamiento o adquisición de todo o una parte de Nuestro negocio a otra compañía.
- Con afiliados: Podemos compartir su información con nuestros afiliados, en cuyo caso exigiremos a esos afiliados que respeten esta Política de privacidad. Los afiliados incluyen nuestra empresa matriz y cualquier otra subsidiaria, socios de empresas conjuntas u otras empresas que controlamos o que están bajo control común con nosotros.
- Con socios comerciales: Podemos compartir Su información con Nuestros socios comerciales para ofrecerle ciertos productos, servicios o promociones.
- Con otros usuarios: cuando comparte información personal o interactúa en las áreas públicas con otros usuarios, dicha información puede ser vista por todos los usuarios y puede distribuirse públicamente al exterior. Si interactúa con otros usuarios o se registra a través de un Servicio de redes sociales de terceros, Sus contactos en el Servicio de redes sociales de terceros pueden ver Su nombre, perfil, imágenes y descripción de Su actividad. De manera similar, otros usuarios podrán ver descripciones de Su actividad, comunicarse con Usted y ver Su perfil.
- Con su consentimiento: podemos divulgar su información personal para cualquier otro propósito con su consentimiento.
Retención de sus datos personales
La Compañía conservará sus Datos personales solo durante el tiempo que sea necesario para los fines establecidos en esta Política de privacidad. Conservaremos y utilizaremos sus datos personales en la medida necesaria para cumplir con nuestras obligaciones legales (por ejemplo, si estamos obligados a conservar sus datos para cumplir con las leyes aplicables), resolver disputas y hacer cumplir nuestros acuerdos y políticas legales.
La Compañía también conservará los Datos de uso para fines de análisis interno. Los Datos de uso generalmente se retienen por un período de tiempo más corto, excepto cuando estos datos se utilizan para fortalecer la seguridad o mejorar la funcionalidad de Nuestro Servicio, o cuando estamos legalmente obligados a retener estos datos por períodos de tiempo más largos.
Transferencia de sus datos personales
Su información, incluidos los Datos personales, se procesa en las oficinas operativas de la Compañía y en cualquier otro lugar donde se encuentren las partes involucradas en el procesamiento. Esto significa que esta información puede transferirse y mantenerse en computadoras ubicadas fuera de Su estado, provincia, país u otra jurisdicción gubernamental donde las leyes de protección de datos pueden diferir de las de Su jurisdicción.
Su consentimiento a esta Política de privacidad seguido de Su envío de dicha información representa Su acuerdo con esa transferencia.
La Compañía tomará todas las medidas razonablemente necesarias para garantizar que sus datos se traten de forma segura y de acuerdo con esta Política de privacidad y no se realizará ninguna transferencia de sus datos personales a una organización o país, a menos que existan controles adecuados establecidos, incluida la seguridad de Sus datos y otra información personal.
Eliminar sus datos personales
Tiene derecho a eliminar o solicitar que lo ayudemos a eliminar los Datos personales que hemos recopilado sobre usted.
Nuestro Servicio puede darle la capacidad de eliminar cierta información sobre Usted dentro del Servicio.
Puede actualizar, modificar o eliminar su información en cualquier momento iniciando sesión en su cuenta, si tiene una, y visitando la sección de configuración de la cuenta que le permite administrar su información personal. También puede comunicarse con nosotros para solicitar acceso, corregir o eliminar cualquier información personal que nos haya proporcionado.
Sin embargo, tenga en cuenta que es posible que necesitemos conservar cierta información cuando tengamos una obligación legal o una base legal para hacerlo.
Divulgación de sus datos personales
Transacciones de negocios
Si la Compañía está involucrada en una fusión, adquisición o venta de activos, Sus Datos personales pueden transferirse. Le enviaremos un aviso antes de que sus Datos personales se transfieran y queden sujetos a una Política de privacidad diferente.
Cumplimiento de la ley
En determinadas circunstancias, es posible que se le solicite a la Compañía que divulgue sus Datos personales si así lo exige la ley o en respuesta a solicitudes válidas de las autoridades públicas (por ejemplo, un tribunal o una agencia gubernamental).
Otros requisitos legales
La Compañía puede divulgar sus datos personales de buena fe cuando considere que esta acción es necesaria para lo siguiente:
- Cumplir con una obligación legal
- Proteger y defender los derechos o propiedad de la Compañía
- Prevenir o investigar posibles irregularidades en relación con el Servicio
- Proteger la seguridad personal de los Usuarios del Servicio o del público
- Protéjase contra la responsabilidad legal
Seguridad de sus datos personales
La seguridad de sus datos personales es importante para nosotros, pero recuerde que ningún método de transmisión por Internet o método de almacenamiento electrónico es 100 % seguro. Si bien nos esforzamos por utilizar medios comercialmente aceptables para proteger sus datos personales, no podemos garantizar su seguridad absoluta.
Privacidad de los niños y adolescentes
Nuestro Servicio no se dirige a ninguna persona menor de 18 años. No recopilamos a sabiendas información de identificación personal de ninguna persona menor de 18 años. Si usted es un padre o tutor y sabe que su hijo nos ha proporcionado Datos personales, por favor contáctenos. Si nos damos cuenta de que hemos recopilado Datos personales de cualquier persona menor de 18 años sin verificación del consentimiento de los padres, tomamos medidas para eliminar esa información de Nuestros servidores.
Si necesitamos basarnos en el consentimiento como base legal para procesar su información y su país requiere el consentimiento de uno de sus padres, podemos solicitar el consentimiento de su padre antes de recopilar y usar esa información.
Enlaces a otros sitios web
Nuestro Servicio puede contener enlaces a otros sitios web que no son operados por Nosotros. Si hace clic en el enlace de un tercero, será dirigido al sitio de ese tercero. Le recomendamos encarecidamente que revise la Política de privacidad de cada sitio que visite.
No tenemos control ni asumimos ninguna responsabilidad por el contenido, las políticas de privacidad o las prácticas de los sitios o servicios de terceros.
Cambios a esta Política de Privacidad
Es posible que actualicemos nuestra Política de privacidad de vez en cuando. Le notificaremos cualquier cambio publicando la nueva Política de Privacidad en esta página.
Le informaremos por correo electrónico y/o un aviso destacado en Nuestro Servicio, antes de que el cambio entre en vigencia y actualizaremos la fecha de "Última actualización" en la parte superior de esta Política de privacidad. Se le recomienda revisar esta Política de Privacidad periódicamente para cualquier cambio. Los cambios a esta Política de privacidad son efectivos cuando se publican en esta página.
Contáctenos
Si tiene alguna pregunta sobre esta Política de privacidad, puede contactarnos:
- Por correo electrónico: hello@loula.net
Política de Privacidad Loula Inc.
Última actualización: 12 de Junio de 2024
Esta política de privacidad describe nuestras políticas y procedimientos sobre la recopilación, el uso y la divulgación de su información cuando utiliza los servicios de Loula Inc. y le informa sobre sus derechos de privacidad y cómo estos son protegidos por la ley.
Usamos sus datos personales para proporcionar y mejorar el Servicio. Al usar el Servicio, acepta la recopilación y el uso de información de acuerdo con esta Política de Privacidad.
Definiciones
- Cuenta: Una cuenta única creada para que Usted acceda a nuestro Servicio o partes de nuestro Servicio.
- Afiliado: Una entidad que controla, es controlada o está bajo control común con una parte, donde "control" significa la propiedad del 50% o más de las acciones, participación accionaria u otros valores con derecho a voto para la elección de directores u otra autoridad administrativa.
- Aplicación: La aplicación móvil de Loula.
- Empresa: Loula Inc., con domicilio en 169 Madison Ave STE 2754, New York, New York 10016, Estados Unidos.
- País: Estados Unidos.
- Dispositivo: Cualquier dispositivo que pueda acceder al Servicio, como una computadora, un teléfono celular o una tableta digital.
- Datos Personales: Cualquier información que se relaciona con un individuo identificado o identificable.
- Servicio: El servicio que provee Loula, de acuerdo a su definición y alcances conforme el Acuerdo de Términos y Condiciones de uso del servicio.
- Proveedor de Servicios: Cualquier persona física o jurídica que procesa los datos en nombre de la Empresa.
- Servicio de redes sociales de terceros: Cualquier sitio web o sitio web de red social a través del cual un Usuario puede iniciar sesión o crear una cuenta para usar el Servicio.
- Datos de uso: Datos recopilados automáticamente, ya sea generados por el uso del Servicio o por la propia infraestructura del Servicio (por ejemplo, la duración de una visita a la página).
- Usted: La persona que accede o utiliza el Servicio, o la empresa u otra entidad legal en nombre de la cual dicha persona accede o utiliza el Servicio, según corresponda.
Recopilación y uso de sus datos personales
Tipos de datos recopilados
Información personal
Mientras usa Nuestro Servicio, podemos pedirle que nos proporcione cierta información de identificación personal que se puede usar para contactarlo o identificarlo. La información de identificación personal puede incluir, entre otros:
- Dirección de correo electrónico
- Nombre y apellido
- Número de teléfono
- Dirección, estado, provincia, código postal, ciudad
- Datos de uso
Datos de uso
Los Datos de uso se recopilan automáticamente cuando se utiliza el Servicio. Los datos de uso pueden incluir información como la dirección del protocolo de Internet de su dispositivo (por ejemplo, la dirección IP), el tipo de navegador, la versión del navegador, las páginas de nuestro Servicio que visita, la hora y la fecha de su visita, el tiempo dedicado a esas páginas, dispositivo único identificadores y otros datos de diagnóstico.
Cuando accede al Servicio a través de un dispositivo móvil, podemos recopilar cierta información automáticamente, que incluye, entre otros, el tipo de dispositivo móvil que utiliza, la identificación única de su dispositivo móvil, la dirección IP de su dispositivo móvil, su sistema operativo, el tipo de navegador de Internet móvil que utiliza, identificadores únicos de dispositivos y otros datos de diagnóstico.
También podemos recopilar información que su navegador envía cada vez que visita nuestro Servicio o cuando accede al Servicio a través de un dispositivo móvil.
Información de servicios de redes sociales de terceros
La Compañía le permite crear una cuenta e iniciar sesión para usar el Servicio a través de los siguientes Servicios de redes sociales de terceros:
- Google
- Facebook
- LinkedIn
Si decide registrarse o concedernos acceso a un Servicio de redes sociales de terceros, podemos recopilar datos personales que ya están asociados con la cuenta de su Servicio de redes sociales de terceros, como su nombre, su dirección de correo electrónico, sus actividades o su lista de contactos asociada con esa cuenta.
También puede tener la opción de compartir información adicional con la Compañía a través de la cuenta de su Servicio de redes sociales de terceros. Si elige proporcionar dicha información y Datos personales, durante el registro o de otra manera, le está dando permiso a la Compañía para usarla, compartirla y almacenarla de manera consistente con esta Política de privacidad.
Uso de sus datos personales
La Compañía puede utilizar los Datos Personales para los siguientes propósitos:
- Para proporcionar y mantener nuestro Servicio, incluso para monitorear el uso de nuestro Servicio.
- Para gestionar Su Cuenta: para gestionar Su registro como usuario del Servicio. Los Datos Personales que proporcione pueden darle acceso a diferentes funcionalidades del Servicio que están disponibles para Usted como usuario registrado.
- Para la ejecución de un contrato: el desarrollo, cumplimiento y realización del contrato de compra de los productos, artículos o servicios que haya adquirido o de cualquier otro contrato con Nosotros a través del Servicio.
- Para contactarlo: para contactarlo por correo electrónico, llamadas telefónicas, SMS u otras formas equivalentes de comunicación electrónica, como notificaciones automáticas de una aplicación móvil sobre actualizaciones o comunicaciones informativas relacionadas con las funcionalidades, productos o servicios contratados, incluidas las actualizaciones de seguridad, cuando sea necesario o razonable para su implementación.
- Para proporcionarle noticias, ofertas especiales e información general sobre otros bienes, servicios y eventos que ofrecemos que son similares a los que ya compró o preguntó, a menos que haya optado por no recibir dicha información.
- Para gestionar Sus solicitudes: Para atender y gestionar Sus solicitudes hacia Nosotros.
- Para transferencias comerciales: podemos usar su información para evaluar o realizar una fusión, venta, reestructuración, reorganización, disolución u otra venta o transferencia de algunos o todos nuestros activos, ya sea como una empresa en marcha o como parte de una quiebra, liquidación, o procedimiento similar, en el que los Datos personales que tenemos sobre los usuarios de nuestro Servicio se encuentran entre los activos transferidos.
- Para otros fines: podemos utilizar su información para otros fines, como el análisis de datos, la identificación de tendencias de uso, la determinación de la eficacia de nuestras campañas promocionales y para evaluar y mejorar nuestro Servicio, productos, servicios, marketing y su experiencia.
Podemos compartir su información personal en las siguientes situaciones:
- Con Proveedores de Servicios: Podemos compartir Su información personal con Proveedores de Servicios para monitorear y analizar el uso de nuestro Servicio, para contactarlo.
- Para transferencias comerciales: Podemos compartir o transferir Su información personal en relación con, o durante las negociaciones de, cualquier fusión, venta de activos de la Compañía, financiamiento o adquisición de todo o una parte de Nuestro negocio a otra compañía.
- Con afiliados: Podemos compartir su información con nuestros afiliados, en cuyo caso exigiremos a esos afiliados que respeten esta Política de privacidad. Los afiliados incluyen nuestra empresa matriz y cualquier otra subsidiaria, socios de empresas conjuntas u otras empresas que controlamos o que están bajo control común con nosotros.
- Con socios comerciales: Podemos compartir Su información con Nuestros socios comerciales para ofrecerle ciertos productos, servicios o promociones.
- Con otros usuarios: cuando comparte información personal o interactúa en las áreas públicas con otros usuarios, dicha información puede ser vista por todos los usuarios y puede distribuirse públicamente al exterior. Si interactúa con otros usuarios o se registra a través de un Servicio de redes sociales de terceros, Sus contactos en el Servicio de redes sociales de terceros pueden ver Su nombre, perfil, imágenes y descripción de Su actividad. De manera similar, otros usuarios podrán ver descripciones de Su actividad, comunicarse con Usted y ver Su perfil.
- Con su consentimiento: podemos divulgar su información personal para cualquier otro propósito con su consentimiento.
Retención de sus datos personales
La Compañía conservará sus Datos personales solo durante el tiempo que sea necesario para los fines establecidos en esta Política de privacidad. Conservaremos y utilizaremos sus datos personales en la medida necesaria para cumplir con nuestras obligaciones legales (por ejemplo, si estamos obligados a conservar sus datos para cumplir con las leyes aplicables), resolver disputas y hacer cumplir nuestros acuerdos y políticas legales.
La Compañía también conservará los Datos de uso para fines de análisis interno. Los Datos de uso generalmente se retienen por un período de tiempo más corto, excepto cuando estos datos se utilizan para fortalecer la seguridad o mejorar la funcionalidad de Nuestro Servicio, o cuando estamos legalmente obligados a retener estos datos por períodos de tiempo más largos.
Transferencia de sus datos personales
Su información, incluidos los Datos personales, se procesa en las oficinas operativas de la Compañía y en cualquier otro lugar donde se encuentren las partes involucradas en el procesamiento. Esto significa que esta información puede transferirse y mantenerse en computadoras ubicadas fuera de Su estado, provincia, país u otra jurisdicción gubernamental donde las leyes de protección de datos pueden diferir de las de Su jurisdicción.
Su consentimiento a esta Política de privacidad seguido de Su envío de dicha información representa Su acuerdo con esa transferencia.
La Compañía tomará todas las medidas razonablemente necesarias para garantizar que sus datos se traten de forma segura y de acuerdo con esta Política de privacidad y no se realizará ninguna transferencia de sus datos personales a una organización o país, a menos que existan controles adecuados establecidos, incluida la seguridad de Sus datos y otra información personal.
Eliminar sus datos personales
Tiene derecho a eliminar o solicitar que lo ayudemos a eliminar los Datos personales que hemos recopilado sobre usted.
Nuestro Servicio puede darle la capacidad de eliminar cierta información sobre Usted dentro del Servicio.
Puede actualizar, modificar o eliminar su información en cualquier momento iniciando sesión en su cuenta, si tiene una, y visitando la sección de configuración de la cuenta que le permite administrar su información personal. También puede comunicarse con nosotros para solicitar acceso, corregir o eliminar cualquier información personal que nos haya proporcionado.
Sin embargo, tenga en cuenta que es posible que necesitemos conservar cierta información cuando tengamos una obligación legal o una base legal para hacerlo.
Divulgación de sus datos personales
Transacciones de negocios
Si la Compañía está involucrada en una fusión, adquisición o venta de activos, Sus Datos personales pueden transferirse. Le enviaremos un aviso antes de que sus Datos personales se transfieran y queden sujetos a una Política de privacidad diferente.
Cumplimiento de la ley
En determinadas circunstancias, es posible que se le solicite a la Compañía que divulgue sus Datos personales si así lo exige la ley o en respuesta a solicitudes válidas de las autoridades públicas (por ejemplo, un tribunal o una agencia gubernamental).
Otros requisitos legales
La Compañía puede divulgar sus datos personales de buena fe cuando considere que esta acción es necesaria para lo siguiente:
- Cumplir con una obligación legal
- Proteger y defender los derechos o propiedad de la Compañía
- Prevenir o investigar posibles irregularidades en relación con el Servicio
- Proteger la seguridad personal de los Usuarios del Servicio o del público
- Protéjase contra la responsabilidad legal
Seguridad de sus datos personales
La seguridad de sus datos personales es importante para nosotros, pero recuerde que ningún método de transmisión por Internet o método de almacenamiento electrónico es 100 % seguro. Si bien nos esforzamos por utilizar medios comercialmente aceptables para proteger sus datos personales, no podemos garantizar su seguridad absoluta.
Privacidad de los niños y adolescentes
Nuestro Servicio no se dirige a ninguna persona menor de 18 años. No recopilamos a sabiendas información de identificación personal de ninguna persona menor de 18 años. Si usted es un padre o tutor y sabe que su hijo nos ha proporcionado Datos personales, por favor contáctenos. Si nos damos cuenta de que hemos recopilado Datos personales de cualquier persona menor de 18 años sin verificación del consentimiento de los padres, tomamos medidas para eliminar esa información de Nuestros servidores.
Si necesitamos basarnos en el consentimiento como base legal para procesar su información y su país requiere el consentimiento de uno de sus padres, podemos solicitar el consentimiento de su padre antes de recopilar y usar esa información.
Enlaces a otros sitios web
Nuestro Servicio puede contener enlaces a otros sitios web que no son operados por Nosotros. Si hace clic en el enlace de un tercero, será dirigido al sitio de ese tercero. Le recomendamos encarecidamente que revise la Política de privacidad de cada sitio que visite.
No tenemos control ni asumimos ninguna responsabilidad por el contenido, las políticas de privacidad o las prácticas de los sitios o servicios de terceros.
Cambios a esta Política de Privacidad
Es posible que actualicemos nuestra Política de privacidad de vez en cuando. Le notificaremos cualquier cambio publicando la nueva Política de Privacidad en esta página.
Le informaremos por correo electrónico y/o un aviso destacado en Nuestro Servicio, antes de que el cambio entre en vigencia y actualizaremos la fecha de "Última actualización" en la parte superior de esta Política de privacidad. Se le recomienda revisar esta Política de Privacidad periódicamente para cualquier cambio. Los cambios a esta Política de privacidad son efectivos cuando se publican en esta página.
Contáctenos
Si tiene alguna pregunta sobre esta Política de privacidad, puede contactarnos:
- Por correo electrónico: hello@loula.net
Política de Privacidad Loula Inc.
Última actualización: 12 de Junio de 2024
Esta política de privacidad describe nuestras políticas y procedimientos sobre la recopilación, el uso y la divulgación de su información cuando utiliza los servicios de Loula Inc. y le informa sobre sus derechos de privacidad y cómo estos son protegidos por la ley.
Usamos sus datos personales para proporcionar y mejorar el Servicio. Al usar el Servicio, acepta la recopilación y el uso de información de acuerdo con esta Política de Privacidad.
Definiciones
- Cuenta: Una cuenta única creada para que Usted acceda a nuestro Servicio o partes de nuestro Servicio.
- Afiliado: Una entidad que controla, es controlada o está bajo control común con una parte, donde "control" significa la propiedad del 50% o más de las acciones, participación accionaria u otros valores con derecho a voto para la elección de directores u otra autoridad administrativa.
- Aplicación: La aplicación móvil de Loula.
- Empresa: Loula Inc., con domicilio en 169 Madison Ave STE 2754, New York, New York 10016, Estados Unidos.
- País: Estados Unidos.
- Dispositivo: Cualquier dispositivo que pueda acceder al Servicio, como una computadora, un teléfono celular o una tableta digital.
- Datos Personales: Cualquier información que se relaciona con un individuo identificado o identificable.
- Servicio: El servicio que provee Loula, de acuerdo a su definición y alcances conforme el Acuerdo de Términos y Condiciones de uso del servicio.
- Proveedor de Servicios: Cualquier persona física o jurídica que procesa los datos en nombre de la Empresa.
- Servicio de redes sociales de terceros: Cualquier sitio web o sitio web de red social a través del cual un Usuario puede iniciar sesión o crear una cuenta para usar el Servicio.
- Datos de uso: Datos recopilados automáticamente, ya sea generados por el uso del Servicio o por la propia infraestructura del Servicio (por ejemplo, la duración de una visita a la página).
- Usted: La persona que accede o utiliza el Servicio, o la empresa u otra entidad legal en nombre de la cual dicha persona accede o utiliza el Servicio, según corresponda.
Recopilación y uso de sus datos personales
Tipos de datos recopilados
Información personal
Mientras usa Nuestro Servicio, podemos pedirle que nos proporcione cierta información de identificación personal que se puede usar para contactarlo o identificarlo. La información de identificación personal puede incluir, entre otros:
- Dirección de correo electrónico
- Nombre y apellido
- Número de teléfono
- Dirección, estado, provincia, código postal, ciudad
- Datos de uso
Datos de uso
Los Datos de uso se recopilan automáticamente cuando se utiliza el Servicio. Los datos de uso pueden incluir información como la dirección del protocolo de Internet de su dispositivo (por ejemplo, la dirección IP), el tipo de navegador, la versión del navegador, las páginas de nuestro Servicio que visita, la hora y la fecha de su visita, el tiempo dedicado a esas páginas, dispositivo único identificadores y otros datos de diagnóstico.
Cuando accede al Servicio a través de un dispositivo móvil, podemos recopilar cierta información automáticamente, que incluye, entre otros, el tipo de dispositivo móvil que utiliza, la identificación única de su dispositivo móvil, la dirección IP de su dispositivo móvil, su sistema operativo, el tipo de navegador de Internet móvil que utiliza, identificadores únicos de dispositivos y otros datos de diagnóstico.
También podemos recopilar información que su navegador envía cada vez que visita nuestro Servicio o cuando accede al Servicio a través de un dispositivo móvil.
Información de servicios de redes sociales de terceros
La Compañía le permite crear una cuenta e iniciar sesión para usar el Servicio a través de los siguientes Servicios de redes sociales de terceros:
- Google
- Facebook
- LinkedIn
Si decide registrarse o concedernos acceso a un Servicio de redes sociales de terceros, podemos recopilar datos personales que ya están asociados con la cuenta de su Servicio de redes sociales de terceros, como su nombre, su dirección de correo electrónico, sus actividades o su lista de contactos asociada con esa cuenta.
También puede tener la opción de compartir información adicional con la Compañía a través de la cuenta de su Servicio de redes sociales de terceros. Si elige proporcionar dicha información y Datos personales, durante el registro o de otra manera, le está dando permiso a la Compañía para usarla, compartirla y almacenarla de manera consistente con esta Política de privacidad.
Uso de sus datos personales
La Compañía puede utilizar los Datos Personales para los siguientes propósitos:
- Para proporcionar y mantener nuestro Servicio, incluso para monitorear el uso de nuestro Servicio.
- Para gestionar Su Cuenta: para gestionar Su registro como usuario del Servicio. Los Datos Personales que proporcione pueden darle acceso a diferentes funcionalidades del Servicio que están disponibles para Usted como usuario registrado.
- Para la ejecución de un contrato: el desarrollo, cumplimiento y realización del contrato de compra de los productos, artículos o servicios que haya adquirido o de cualquier otro contrato con Nosotros a través del Servicio.
- Para contactarlo: para contactarlo por correo electrónico, llamadas telefónicas, SMS u otras formas equivalentes de comunicación electrónica, como notificaciones automáticas de una aplicación móvil sobre actualizaciones o comunicaciones informativas relacionadas con las funcionalidades, productos o servicios contratados, incluidas las actualizaciones de seguridad, cuando sea necesario o razonable para su implementación.
- Para proporcionarle noticias, ofertas especiales e información general sobre otros bienes, servicios y eventos que ofrecemos que son similares a los que ya compró o preguntó, a menos que haya optado por no recibir dicha información.
- Para gestionar Sus solicitudes: Para atender y gestionar Sus solicitudes hacia Nosotros.
- Para transferencias comerciales: podemos usar su información para evaluar o realizar una fusión, venta, reestructuración, reorganización, disolución u otra venta o transferencia de algunos o todos nuestros activos, ya sea como una empresa en marcha o como parte de una quiebra, liquidación, o procedimiento similar, en el que los Datos personales que tenemos sobre los usuarios de nuestro Servicio se encuentran entre los activos transferidos.
- Para otros fines: podemos utilizar su información para otros fines, como el análisis de datos, la identificación de tendencias de uso, la determinación de la eficacia de nuestras campañas promocionales y para evaluar y mejorar nuestro Servicio, productos, servicios, marketing y su experiencia.
Podemos compartir su información personal en las siguientes situaciones:
- Con Proveedores de Servicios: Podemos compartir Su información personal con Proveedores de Servicios para monitorear y analizar el uso de nuestro Servicio, para contactarlo.
- Para transferencias comerciales: Podemos compartir o transferir Su información personal en relación con, o durante las negociaciones de, cualquier fusión, venta de activos de la Compañía, financiamiento o adquisición de todo o una parte de Nuestro negocio a otra compañía.
- Con afiliados: Podemos compartir su información con nuestros afiliados, en cuyo caso exigiremos a esos afiliados que respeten esta Política de privacidad. Los afiliados incluyen nuestra empresa matriz y cualquier otra subsidiaria, socios de empresas conjuntas u otras empresas que controlamos o que están bajo control común con nosotros.
- Con socios comerciales: Podemos compartir Su información con Nuestros socios comerciales para ofrecerle ciertos productos, servicios o promociones.
- Con otros usuarios: cuando comparte información personal o interactúa en las áreas públicas con otros usuarios, dicha información puede ser vista por todos los usuarios y puede distribuirse públicamente al exterior. Si interactúa con otros usuarios o se registra a través de un Servicio de redes sociales de terceros, Sus contactos en el Servicio de redes sociales de terceros pueden ver Su nombre, perfil, imágenes y descripción de Su actividad. De manera similar, otros usuarios podrán ver descripciones de Su actividad, comunicarse con Usted y ver Su perfil.
- Con su consentimiento: podemos divulgar su información personal para cualquier otro propósito con su consentimiento.
Retención de sus datos personales
La Compañía conservará sus Datos personales solo durante el tiempo que sea necesario para los fines establecidos en esta Política de privacidad. Conservaremos y utilizaremos sus datos personales en la medida necesaria para cumplir con nuestras obligaciones legales (por ejemplo, si estamos obligados a conservar sus datos para cumplir con las leyes aplicables), resolver disputas y hacer cumplir nuestros acuerdos y políticas legales.
La Compañía también conservará los Datos de uso para fines de análisis interno. Los Datos de uso generalmente se retienen por un período de tiempo más corto, excepto cuando estos datos se utilizan para fortalecer la seguridad o mejorar la funcionalidad de Nuestro Servicio, o cuando estamos legalmente obligados a retener estos datos por períodos de tiempo más largos.
Transferencia de sus datos personales
Su información, incluidos los Datos personales, se procesa en las oficinas operativas de la Compañía y en cualquier otro lugar donde se encuentren las partes involucradas en el procesamiento. Esto significa que esta información puede transferirse y mantenerse en computadoras ubicadas fuera de Su estado, provincia, país u otra jurisdicción gubernamental donde las leyes de protección de datos pueden diferir de las de Su jurisdicción.
Su consentimiento a esta Política de privacidad seguido de Su envío de dicha información representa Su acuerdo con esa transferencia.
La Compañía tomará todas las medidas razonablemente necesarias para garantizar que sus datos se traten de forma segura y de acuerdo con esta Política de privacidad y no se realizará ninguna transferencia de sus datos personales a una organización o país, a menos que existan controles adecuados establecidos, incluida la seguridad de Sus datos y otra información personal.
Eliminar sus datos personales
Tiene derecho a eliminar o solicitar que lo ayudemos a eliminar los Datos personales que hemos recopilado sobre usted.
Nuestro Servicio puede darle la capacidad de eliminar cierta información sobre Usted dentro del Servicio.
Puede actualizar, modificar o eliminar su información en cualquier momento iniciando sesión en su cuenta, si tiene una, y visitando la sección de configuración de la cuenta que le permite administrar su información personal. También puede comunicarse con nosotros para solicitar acceso, corregir o eliminar cualquier información personal que nos haya proporcionado.
Sin embargo, tenga en cuenta que es posible que necesitemos conservar cierta información cuando tengamos una obligación legal o una base legal para hacerlo.
Divulgación de sus datos personales
Transacciones de negocios
Si la Compañía está involucrada en una fusión, adquisición o venta de activos, Sus Datos personales pueden transferirse. Le enviaremos un aviso antes de que sus Datos personales se transfieran y queden sujetos a una Política de privacidad diferente.
Cumplimiento de la ley
En determinadas circunstancias, es posible que se le solicite a la Compañía que divulgue sus Datos personales si así lo exige la ley o en respuesta a solicitudes válidas de las autoridades públicas (por ejemplo, un tribunal o una agencia gubernamental).
Otros requisitos legales
La Compañía puede divulgar sus datos personales de buena fe cuando considere que esta acción es necesaria para lo siguiente:
- Cumplir con una obligación legal
- Proteger y defender los derechos o propiedad de la Compañía
- Prevenir o investigar posibles irregularidades en relación con el Servicio
- Proteger la seguridad personal de los Usuarios del Servicio o del público
- Protéjase contra la responsabilidad legal
Seguridad de sus datos personales
La seguridad de sus datos personales es importante para nosotros, pero recuerde que ningún método de transmisión por Internet o método de almacenamiento electrónico es 100 % seguro. Si bien nos esforzamos por utilizar medios comercialmente aceptables para proteger sus datos personales, no podemos garantizar su seguridad absoluta.
Privacidad de los niños y adolescentes
Nuestro Servicio no se dirige a ninguna persona menor de 18 años. No recopilamos a sabiendas información de identificación personal de ninguna persona menor de 18 años. Si usted es un padre o tutor y sabe que su hijo nos ha proporcionado Datos personales, por favor contáctenos. Si nos damos cuenta de que hemos recopilado Datos personales de cualquier persona menor de 18 años sin verificación del consentimiento de los padres, tomamos medidas para eliminar esa información de Nuestros servidores.
Si necesitamos basarnos en el consentimiento como base legal para procesar su información y su país requiere el consentimiento de uno de sus padres, podemos solicitar el consentimiento de su padre antes de recopilar y usar esa información.
Enlaces a otros sitios web
Nuestro Servicio puede contener enlaces a otros sitios web que no son operados por Nosotros. Si hace clic en el enlace de un tercero, será dirigido al sitio de ese tercero. Le recomendamos encarecidamente que revise la Política de privacidad de cada sitio que visite.
No tenemos control ni asumimos ninguna responsabilidad por el contenido, las políticas de privacidad o las prácticas de los sitios o servicios de terceros.
Cambios a esta Política de Privacidad
Es posible que actualicemos nuestra Política de privacidad de vez en cuando. Le notificaremos cualquier cambio publicando la nueva Política de Privacidad en esta página.
Le informaremos por correo electrónico y/o un aviso destacado en Nuestro Servicio, antes de que el cambio entre en vigencia y actualizaremos la fecha de "Última actualización" en la parte superior de esta Política de privacidad. Se le recomienda revisar esta Política de Privacidad periódicamente para cualquier cambio. Los cambios a esta Política de privacidad son efectivos cuando se publican en esta página.
Contáctenos
Si tiene alguna pregunta sobre esta Política de privacidad, puede contactarnos:
- Por correo electrónico: hello@loula.net
Terms of Service
Terms of Service
1. Introduction
Welcome to Loula Inc. These Terms of Service ("Terms") govern your use of our website, mobile application, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
2. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements.
3. Account Registration
To use certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.
4. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to use our Services:
- In any way that violates any applicable federal, state, local, or international law or regulation.
- To exploit, harm, or attempt to exploit or harm minors in any way.
- To send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms.
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
5. User Content
You are responsible for any content you submit or post on our Services ("User Content"). You grant us a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, display, and distribute your User Content in connection with the Services. You represent and warrant that you have the rights to grant this license and that your User Content does not violate any third-party rights.
6. Fees and Payments
Certain features of our Services may be subject to fees. All fees are non-refundable except as required by law. You agree to pay all applicable fees when due. We reserve the right to change our fees at any time.
7. Privacy
Your use of our Services is also governed by our Privacy Policy, which can be found [insert link to Privacy Policy]. By using our Services, you consent to the collection and use of your information as outlined in the Privacy Policy.
8. Intellectual Property
All intellectual property rights in our Services, including but not limited to software, content, trademarks, and logos, are owned by or licensed to us. You may not use, reproduce, or distribute any content from our Services without our prior written permission.
9. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, if you breach these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Services will immediately cease.
10. Disclaimer of Warranties
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free of viruses or other harmful components.
11. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; or (iv) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our Services.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of Delaware, US, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of, or related to, these Terms or our Services shall be instituted exclusively in the the courts of Delaware, US.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on our Services. You are advised to review these Terms periodically for any changes. Your continued use of our Services following the posting of any changes constitutes acceptance of those changes.
14. Contact Us
If you have any questions about these Terms, please contact us at hello@loula.net.
1. Introduction
Welcome to Loula Inc. These Terms of Service ("Terms") govern your use of our website, mobile application, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
2. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements.
3. Account Registration
To use certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.
4. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to use our Services:
- In any way that violates any applicable federal, state, local, or international law or regulation.
- To exploit, harm, or attempt to exploit or harm minors in any way.
- To send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms.
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
5. User Content
You are responsible for any content you submit or post on our Services ("User Content"). You grant us a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, display, and distribute your User Content in connection with the Services. You represent and warrant that you have the rights to grant this license and that your User Content does not violate any third-party rights.
6. Fees and Payments
Certain features of our Services may be subject to fees. All fees are non-refundable except as required by law. You agree to pay all applicable fees when due. We reserve the right to change our fees at any time.
7. Privacy
Your use of our Services is also governed by our Privacy Policy, which can be found [insert link to Privacy Policy]. By using our Services, you consent to the collection and use of your information as outlined in the Privacy Policy.
8. Intellectual Property
All intellectual property rights in our Services, including but not limited to software, content, trademarks, and logos, are owned by or licensed to us. You may not use, reproduce, or distribute any content from our Services without our prior written permission.
9. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, if you breach these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Services will immediately cease.
10. Disclaimer of Warranties
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free of viruses or other harmful components.
11. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use our Services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party; or (iv) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through our Services.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of Delaware, US, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of, or related to, these Terms or our Services shall be instituted exclusively in the the courts of Delaware, US.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on our Services. You are advised to review these Terms periodically for any changes. Your continued use of our Services following the posting of any changes constitutes acceptance of those changes.
14. Contact Us
If you have any questions about these Terms, please contact us at hello@loula.net.
Términos y Condiciones de Bridge
Términos y Condiciones de Bridge
Bridge EEA User Terms
Last Updated 3/30/2024
Bridge Building Sp. Z.o.o.
At Bridge, we are advancing the accessibility of stablecoins and stablecoin-based applications. "Stablecoins" are a special type of cryptographic digital asset that can be redeemed at face value for government-issued money (“Fiat Currency”). These terms cover your use of the software, systems, and services we provide to make that possible, including the purchase and sale of Stablecoins from or to Bridge (the “Bridge Services”) and is an agreement between you and Bridge Building Sp. Z.o.o., a company incorporated in Poland with its registered office at ul. Bartycka 22B/21A, Warsaw, 00-716, Poland and with KRS company number 0001039515, (“Bridge,” “we,” or “us”). If you are accessing the Bridge Services on behalf of a business (a “Business User”), these terms apply to you and to the business.Our Privacy Policy (please see Bridge.xyz/legal) explains how we collect and use any personal information which identifies you (“Personal Data”) you share with us.
Certain features of the Bridge Services may be provided by our financial institution partners (“Financial Partners”). By applying for an account with us (“Bridge Account”) and using the Bridge Services, you agree to comply with each of these terms, the terms and conditions of our Financial Partners (the “Financial Partner Agreements”), which can be found under Exhibit C to these User Terms (including their respective privacy policies, the “Financial Partner Privacy Policies”), and to any other terms we link to in this document that become applicable to you after you begin using the Bridge Services.
IN ADDITION TO THIS AGREEMENT, CERTAIN DISCLOSURES APPLY TO YOUR USE OF THE BRIDGE SERVICES. YOUR AGREEMENT TO THE TERMS OF THIS AGREEMENT INCLUDES YOUR ACKNOWLEDGEMENT OF AND AGREEMENT TO THOSE DISCLOSURES, WHICH CAN BE FOUND IN THE EXHIBITS TO THIS AGREEMENT.
IMPORTANT: You agree to receive all communications from us and from our Financial Partners electronically. This means you cannot contact us about the Bridge Services by telephone or by regular mail. For more details about our E-Sign Policy, read Section 7.2.
IMPORTANT: You agree to receive all communications from us and from our Financial Partners electronically. This means you cannot contact us about the Bridge Services by telephone or by regular mail. For more details about our E-Sign Policy, read Section 7.2.
1. Bridge Account Eligibility; Security.
1.1. Instead of offering the Bridge Services directly to the public, we do business through companies who want to offer their customers the ability to buy and sell Stablecoins through their website or mobile application (“Partners”). To do so, our Partners integrate their services (the “Partner Services”) with the Bridge Services and brand the Bridge Services with their name and logo. This means you need to have a valid account with a Partner (a “Partner Account”) if you want to open a Bridge Account.
1.2. To be eligible to apply for and use a Bridge Account, you must: (a) be at least 18 years old, (b) have the legal capacity to agree to these terms; and (c) have an active Partner Account. If you are opening a Bridge Account for a Business User, you warrant and represent to us that: (i) you are authorized by the Business User to open a Bridge Account, (ii) you are an executive officer of the Business User; or (iii) your position permits you to make important decisions for the Business User. If you are a Business User, you may only use the Bridge Services for commercial purposes.
1.3. We cannot provide a Bridge Account to you if you live in or do business in a state or country where we or our Financial Partners do not provide the Bridge Services (“Restricted Locations”). We can add or remove Restricted Locations from the list at any time without notifying you. We also comply with all applicable sanctions laws, so we are unable to provide the Bridges Services to you if you live in a country, or you are on a list of persons banned by any governmental authority with jurisdiction over you, Bridge and/or Bridge’s affiliates (including (without limitation) the United States Office of Foreign Assets Control, the UN Security Council, Her Majesty’s Treasury and the UK’s Office of Financial Sanctions Implementation and Department of International Trade) from doing business with person or companies relevant to these terms.
1.4. We need certain Personal Data from you to verify your identity, to process your Bridge Account application, and to provide the Bridge Services to you. Your Partner may share your Personal Data with us with your permission, or we may collect it from you directly. Personal Data may include your name, email address, residential address, phone number, date of birth, and taxpayer identification number, copies of your passport, driver’s license, military identification card or other government-issued photo identification; bank account statements; cryptocurrency wallet addresses you control, the purpose of your use of the Bridge Services, the source of funds you use to buy or sell Stablecoins, and related information we request. We may keep records of your Personal Data if required by a Financial Partners or by applicable law. The Personal Data you provide must always be accurate, complete and up to date.
1.5. You will only be able to access your Bridge Account using the username and password associated with your Partner Account (your “Login Credentials”). We are not responsible (and you will not hold us responsible) for any unauthorized access to or use of your Login Credentials, your Partner Account, or your Bridge Account. We do not have access to your Partner Account, and we cannot retrieve or change your Login Credentials. Contact the Partner immediately if you become aware of or suspect any unauthorized access to your Partner Account.
1.6 NEITHER WE NOR OUR FINANCIAL PARTNERS ARE LIABLE FOR ANY UNAUTHORIZED ACCESS OR ACTIVITY TO YOUR BRIDGE ACCOUNT. We will treat any unauthorized access or activity as potentially fraudulent, and you must notify the Partner within 24 hours if you become aware of or suspect potentially fraudulent activity. When you notify the Partner of potentially fraudulent activity, we and the Partner will temporarily restrict access to your Bridge Account, suspend any pending Orders or withdrawals, require you to change your Login Credentials, and any other reasonable steps to protect your Bridge Account. You must also (a) promptly report any potentially fraudulent activity to legal authorities; (b) provide the Partner with a copy of any report prepared by such legal authorities; (c) cooperate fully with the legal authorities, Partner and Bridge in the investigation; (d) complete any required affidavits promptly, accurately and thoroughly; and (e) allow Bridge, the Partner, or any third party designated by us access to your mobile device, computer, and network if relevant to the investigation.
1.6 NEITHER WE NOR OUR FINANCIAL PARTNERS ARE LIABLE FOR ANY UNAUTHORIZED ACCESS OR ACTIVITY TO YOUR BRIDGE ACCOUNT. We will treat any unauthorized access or activity as potentially fraudulent, and you must notify the Partner within 24 hours if you become aware of or suspect potentially fraudulent activity. When you notify the Partner of potentially fraudulent activity, we and the Partner will temporarily restrict access to your Bridge Account, suspend any pending Orders or withdrawals, require you to change your Login Credentials, and any other reasonable steps to protect your Bridge Account. You must also (a) promptly report any potentially fraudulent activity to legal authorities; (b) provide the Partner with a copy of any report prepared by such legal authorities; (c) cooperate fully with the legal authorities, Partner and Bridge in the investigation; (d) complete any required affidavits promptly, accurately and thoroughly; and (e) allow Bridge, the Partner, or any third party designated by us access to your mobile device, computer, and network if relevant to the investigation.
2. Connected Accounts and Wallets.
2.1. When you submit instructions to buy and sell Stablecoins from or to Bridge (“Orders”), you are giving us your permission to carry out those Orders as your agent. To process Orders, you must provide at least one bank account to fund purchase Orders and to receive the proceeds of sale Orders (your “Connected Account”), and/or at least one cryptocurrency wallet address (your “Cryptocurrency Wallet”) to receive the Stablecoins you purchase, as applicable. Your Connected Account and/or your Cryptocurrency Wallet must be under your sole ownership or control, and we have the right to suspend Orders if we suspect that you do not own or control your Connected Account or your Cryptocurrency Wallet. We may ask you for information about the financial institution or other provider of your Cryptocurrency Wallet and your Connected Account. If your Cryptocurrency Wallet is not provided to you by a regulated financial institution (a “Self-Directed Wallet”), we may ask you for more information about the Self-Directed Wallet and your Orders may be delayed or even blocked. We reserve the right to cancel or reverse purchase Orders if you use a Self-Directed Wallet or if our Financial Partners require us to do so. You authorize us to share Personal Data and Order information with our Financial Partners and with the financial institution providers of your Connected Account and/or Cryptocurrency Wallet.
2.2. As part of our legal compliance program (“AML/CTF Compliance Program”), we will monitor use of your Cryptocurrency Wallet, and review your Personal Data on an ongoing basis to prevent financial crimes pursuant to the policies and procedures of our Financial Partners.
2.3. You are solely responsible for monitoring your Connected Account and Cryptocurrency Wallet for unauthorized or suspicious activity, and we are not liable to you if you lose your funds due to unauthorized activity. To protect your Connected Account and Cryptocurrency Wallet from unauthorized activity, you must: (a) review your Order history on an ongoing basis; (b) immediately review Order receipts, confirmations and notices we send you through your Partner Account or to the email address associated with your Partner Account; and (c) verify you received an Order confirmation, and (d) notify the Partner within 24 hours of the Order if you do not receive an Order confirmation.
3. Bridge Account Suspension and Termination.
3.1. You may close your Bridge Account at any time and for any reason unless we, our Financial Partners or your Partner suspect that you are closing your Bridge Account to avoid law enforcement or otherwise avoid an investigation. Closing your Bridge Account will not affect the rights we owe to you or the obligations you have to us before closure. We will complete any active Orders by transferring Fiat Currency to your Connected Account and Stablecoins to your Cryptocurrency Wallet before closing your Bridge Account.
3.2. We may immediately reject transactions to or from, suspend or terminate, your Bridge Account and/or freeze any funds in the possession of our Financial Partners without prior notice if: (a) we suspect you have violated these terms, our AML/CTF Compliance Program, or any applicable laws or regulations; (b) we are required to do so by applicable law, a Financial Partner or by any valid order we receive from law enforcement officials; (c) we, a Financial Partner or your Partner suspect any suspicious or unauthorized activity or any actual or attempted unauthorized access to your Partner Account or Login Credentials; (d) Your Partner Account has been suspended or terminated or you no longer have access to your Partner Account; (e) you no longer reside in a jurisdiction where we or our Financial Partners are authorized to provide the Bridge Services; (f) you do not connect at least one Connected Account with your Bridge Account, and (g) you have not processed any Orders or you have not accessed your Bridge Account for more than 1 year. We will notify you through your Partner Account or via email if we suspend or terminate your Bridge Account.
4. Supported Stablecoins and Digital Assets. In addition to Fiat Currency, we may permit you to purchase Stablecoins with other Digital Assets. “Digital Assets” means any Stablecoin, Cryptocurrency, virtual currency, digital currency, digital asset, digital commodity or other digital token that is a digital representation of value compatible with a cryptographic protocol of a computer network that can be digitally traded; and “Cryptocurrency” means a Digital Asset that functions as: (1) a medium of exchange; (2) a unit of account; or (3) a store of value, but does not have legal tender status and is not issued or guaranteed by any government. The computer networks used to exchange Digital Assets are called “Blockchains”. We may also permit you to buy Stablecoins that are compatible with one or more cryptographic protocols. A list of Digital Assets and Stablecoins we support are available via your Partner Account. We do not support the purchase of any Digital Assets that are not Stablecoins. We may remove a Digital Asset or Stablecoin due to changes in the characteristics or regulatory classification of the asset, or for any other reason at any time. We may, at any time, delist a Stablecoin. If we delist a Stablecoin while an Order is in process, we will reverse your Order and return the funds you used to pay for the Order to your Connected Account or to your Cryptocurrency Wallet, as applicable. If you send funds to Bridge that are not supported, these funds will be lost. Bridge has no responsibility or liability with respect to these funds.
5. Blockchain Control; Forks; Risks of Buying and Selling Stablecoins.
5.1. You acknowledge and agree that we do not operate, own, or control any Blockchains. By their nature, Blockchains use open-source software that anyone can use, copy, modify, and distribute. Neither we nor our Financial Partners or your Partner are responsible for the operation of any Blockchains that are compatible with the Stablecoins and Digital Assets we support, and we do not guarantee (or provide any assurances as to) the functionality, security, or availability of any Blockchains. Some of the financial institutions that issue Stablecoins on various Blockchains (“Issuers”) include software code that they can use to block the transfer of Stablecoins if the Issuer suspects illegal activity or pursuant to a request from law enforcement. You acknowledge and agree that we have no control over the software code of any of the Stablecoins we support, and you are purchasing Stablecoins at your own risk.
5.2. Blockchains are subject to sudden changes in operating rules, and third parties may from time to time create a copy of a Blockchain and implement changes in operating rules or other features (“Forks”) that may result in more than one version of a Blockchain (each, a “Forked Blockchain”) and more than one version of a Stablecoin (“Forked Stablecoins”) or Digital Asset (“Forked Asset”). You acknowledge and agree that our ability to support Forked Stablecoins or accept Forked Assets resulting from a Forked Network is completely outside our control. Forks may materially affect the value and function of the Stablecoins you purchase from or sell to us and depends entirely on the Issuer of the Forked Stablecoin. In the event of a Fork, we may temporarily suspend any Orders in process at the time of the Fork with or without notice to you while we determine the effects of the Fork on the functionality of the Bridge Services. Issuers will almost certainly not support Forked versions of the Stablecoins they issue, and you may not be permitted to redeem Forked Stablecoins for Fiat Currency. Attempts to Fork a Blockchain may also result in complete or partial failure of the Blockchain’s functionality, and the Stablecoins and Digital Assets you own that are supported by the Blockchain may become worthless.
YOU ACKNOWLEDGE AND AGREE THAT WE MAY CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS, AND YOU HAVE NO RIGHT, CLAIM, OR OTHER PRIVILEGE TO FORKED STABLECOINS ON A FORKED NETWORK WE DO NOT SUPPORT, EVEN IN THE RARE EVENT AN ISSUER SUPPORTS THE FORK. YOU ACKNOWLEDGE AND AGREE THAT WE MAY ABANDON OR CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS AS PART OF THE BRIDGE SERVICES, AND WE AND OUR FINANCIAL PARTNERS ARE UNLIKELY TO SUPPORT MOST FORKED BLOCKCHAINS. IF YOU USE A DIGITAL ASSET THAT HAS BEEN FORKED TO BUY STABLECOINS FROM US, WE RESERVE THE RIGHT TO CANCEL YOUR ORDER, AND WE MAY NOT BE ABLE TO RETURN YOUR FUNDS IN THE EVENT OF A FAILED FORK.
YOU ACKNOWLEDGE AND AGREE THAT WE MAY CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS, AND YOU HAVE NO RIGHT, CLAIM, OR OTHER PRIVILEGE TO FORKED STABLECOINS ON A FORKED NETWORK WE DO NOT SUPPORT, EVEN IN THE RARE EVENT AN ISSUER SUPPORTS THE FORK. YOU ACKNOWLEDGE AND AGREE THAT WE MAY ABANDON OR CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS AS PART OF THE BRIDGE SERVICES, AND WE AND OUR FINANCIAL PARTNERS ARE UNLIKELY TO SUPPORT MOST FORKED BLOCKCHAINS. IF YOU USE A DIGITAL ASSET THAT HAS BEEN FORKED TO BUY STABLECOINS FROM US, WE RESERVE THE RIGHT TO CANCEL YOUR ORDER, AND WE MAY NOT BE ABLE TO RETURN YOUR FUNDS IN THE EVENT OF A FAILED FORK.
5.3. THERE ARE MANY RISKS ASSOCIATED WITH BUYING AND SELLING STABLECOINS. WE HAVE DESCRIBED THESE RISKS IN OUR STABLECOIN RISK DISCLOSURE AVAILABLE IN EXHIBIT B TO THIS AGREEMENT. THE STABLECOIN RISK DISCLOSURE IS INCLUDED IN THESE TERMS, AND BY USING THE BRIDGE SERVICES, YOU ARE INDICATING TO US THAT YOU HAVE READ AND UNDERSTOOD THESE RISKS.
6. Orders.
6.1. Placing Orders. You can only place Orders through your Partner Account using your Login Credentials. If we receive an Order from you, we will assume you intended for us to execute the Order. Once we commence processing your Order no refunds will be given. All purchase Orders require full payment in cleared funds at the time we fill your Order (including, without limitation, payment of Bridge’s Fees). You must not place an Order to purchase Stablecoins with Fiat Currency if you don’t have enough funds in your Connected Account. We will not process Orders to purchase Stablecoins with Digital Assets or other Stablecoins before we or our Financial Partners receive the Digital Assets or Stablecoins from you. We do not guarantee (or provide any assurances) that we will fill your Order, and we reserve the right to cancel any Order or part of an Order for any reason, including if the Order: (a) was placed during a scheduled or unscheduled downtime of Bridge or our Financial Partners; (b) violates these terms or a Financial Partner Agreement; or (c) is non-marketable.
6.2. Source of Funds; Destination of Proceeds; Order Limits. We only authorize Orders using funds in a Connected Account or Cryptocurrency Wallet you control. You must not use funds that do not belong to you to place Orders, and that you cannot place Orders on behalf of a third party. Each time you place an Order, you are warranting and representing that all you own the funds used by you to execute an Order, and that the funds are not the direct or indirect proceeds of any criminal or fraudulent activity. When we receive funds (Fiat Currency or Stablecoins) for your Order, title to those funds transfers to Bridge upon receipt. When we send to you proceeds (Fiat Currency or Stablecoins) from your Order, title to those funds transfer to you upon your receipt of those funds. Any proceeds from the sale of Stablecoins will be transferred to your Connected Account or to your Cryptocurrency Wallet, and you will not have the option to transfer proceeds to any other bank account, including a bank account that you own. Neither Bridge nor our Financial Partners will hold any sale proceeds on your behalf. We may limit the amount and frequency of your Orders (in EUR terms, or other currency as designated in your Order) in a given time period. These limits may depend on when you opened your Bridge Account, the Personal Data you provided us, and a variety of other risk factors.
6.3. Order Receipts and Order History. When we fill your Order, the Partner will send you a confirmation (the “Order Receipt”) on our behalf through your Partner Account or to the email address associated with your Partner Account or we will send one directly to that email address. We may choose without prior notice to you, to periodically consolidate multiple Orders into a single Order Receipt. You may request your Order history by emailing support@bridge.xyz. We maintain records of all Orders for a period of seven years or as otherwise required by applicable law.
6.4. Right to Offset. If you fail to provide sufficient funds at the time we fill your Order, we reserve the right to cancel, reverse or fill the Order in whole or in part. You agree to be responsible for the costs of any such action we take, including gas and exchange fees. You will also be responsible for such costs if you cancel your transaction prior to processing and we return funds to you. If your failure to provide sufficient funds or a return results in an amount due and owing by you to us (a “Negative Balance”), we have the right to: (a) charge a reasonable rate of interest on the Negative Balance; (b) offset any Negative Balance and any accrued interest and other losses by debiting funds from your Connected Account in the amount of the Negative Balance; and (c) offset any Negative Balance against amounts we owe you for Stablecoins we purchase from you, Stablecoins you have purchased from us, or funds you have requested to be returned.
6.5. Cancellations; Errors. You may not cancel an Order after we have commenced processing it. If you cancel your Order and you have not provided sufficient information in order for us to return your funds, we will hold your funds as required by law. You are solely responsible for reviewing your Order Receipts for accuracy and for monitoring your Order History for any errors or any potentially fraudulent activity. If you do not receive an Order Receipt or an Order cancellation notice, or if the Order Receipt is inaccurate, you must notify your Partner within 24 hours of placing the Order or receiving the Order Receipt. You hereby waive your right to dispute an Order unless you notify the Partner of any objections within 24 hours the applicable Order Receipt was sent to you. We reserve the right, but we have no obligation, to declare an Order null and void that we consider to be erroneous (each, an “Erroneous Order”). You are responsible for ensuring that you submit the appropriate Order type you place an Order to buy or sell Stablecoins, and that a simple assertion by you that you made a mistake in entering an Order, or that you failed to pay attention to or update an Order, will not be sufficient to establish it as an Erroneous Order. If we determine that a given Order is an Erroneous Order, we may declare it null and void, in whole and in part, even if you do not agree to cancel or modify it, in which case you will return the Stablecoins or funds you received in the Erroneous Order. If you place an Erroneous Order and such Erroneous Order is equal to EUR 5 or less, you relinquish your claim to any funds you have sent to us with respect to such Erroneous Order and title to such funds transfers to Bridge upon receipt.
6.6. Downtime. We will use commercially reasonable efforts to provide the Bridge Services in a reliable and secure manner. You acknowledge and agree that from time to time, interruptions, errors, delays, or other deficiencies in providing the Bridge Services may occur due to downtime of the Partner Services, and a variety of other factors outside our control, and some of which may require or result in scheduled maintenance or unscheduled downtime of the Bridge Services (collectively, “Downtime”). Part or all of the Bridge Services may be unavailable during any Downtime, and we are not liable or responsible to you for any inconvenience or losses you incur as a result of Downtime.
6.7 Compliance with Law. We reserve the right to refuse to process, or to cancel, correct, clawback, or reverse, any purchase, sale or transfer, in our sole discretion, even after funds have been debited from your account(s), in response to a subpoena, court order, or other government order; or if we suspect the transaction may: involve money laundering, terrorist financing, fraud, or any other type of financial crime or other illegal activity; be erroneous or violate the prohibited activities set forth in Exhibit C to this Agreement. In such instances, we will reverse the transaction and we are under no obligation to reinstate a purchase or sale order at the same price or on the same terms as the cancelled transaction.
7. General Terms.
7.1. Fees. You can access the fees charged for Orders on our website here: Fee Disclosures (“Fees”). These Fees are subject to change, and you are solely responsible for reviewing the applicable fee schedule prior to placing an Order. Placement of an Order by you means you accept the Fees published at the time you place the Order.
7.2. E-sign and Electronic Communications Consent.
7.2.1. We or the Partner will send all notices and communications related to the Bridge Services and this Agreement with you (“Communications”) through your Partner Account to the email address associated with your Partner Account. To ensure that you receive all of our Communications, you must keep your email address up-to-date and immediately notify the Partner if there are any changes. Delivery of any Communications by us to the email address associated with your Partner Account is considered valid. If any email Communication is returned as undeliverable, we retain the right to block access to your Bridge Account until you provide and confirm a new and valid email address.
7.2.1. Hardware and Software Requirements. To access and retain electronic Communications, you will need the following computer hardware and software: (a) a device with an Internet connection; (b) a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and above, or Safari 7.0 and above) with cookies enabled; (c) a valid email address (your primary email address on file with Company); and (iv) sufficient storage space to save past Communications or an installed printer to print them.
7.2.2. How to change your Communications Preferences. You may change your preference to receive Communications electronically by contacting us at support@bridge.xyz. If you change your preference to receive Communications electronically, we reserve the right to charge you additional fees for paper copies.
7.3. Taxes. You acknowledge and agree that we do not provide tax or legal advice. We will report Orders and the proceeds from Orders to the Internal Revenue Service to the extent and manner required by applicable law.
7.4. Intellectual Property; Bridge Materials; Feedback. The text, graphics, images, logos, button icons, photographs, editorial content, notices, software and other materials we provide you, including the manner in which we arrange or present them to you (the “Bridge Materials”) are protected under both the by intellectual property laws. The Bridge Materials belong to us or are licensed to Bridge by our partners. We grant you a non-transferrable, non-sublicensable and revocable right to view and use the Bridge Materials, but we or our partners retain ownership of the Bridge Materials at all times. You may download or print a copy of the Bridge Materials for personal, non-commercial use only. Any distribution, reprint or electronic reproduction of any Bridge Materials in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Bridge Materials in a manner that violates any applicable law or these terms. If you choose to provide input and suggestions regarding problems with or proposed modifications or improvements to the Bridge Services (“Feedback”), then you hereby grant Bridge an unrestricted, perpetual, irrevocable, non-exclusive, fully paid up, royalty-free right to exploit the Feedback in any manner and for any purpose, including to improve the Bridge Services and to create other products and services.
7.5. Remedies for Breach. If you or any of your authorized user breaches any of your representations, warranties, agreements or covenants set forth in these terms, give us inaccurate or incomplete information for any reason, or otherwise fail to comply with any other requirements of these terms or any of our or our Financial Partner’s policies, we will have the right to suspend or terminate your Bridge Account and this Agreement with you. You will be liable for all losses we, our affiliates and our Financial Partners incur that result from any such breach. We have sole discretion over what actions, if any, it takes in the event of such breach and may take such action without prior notice to you. If a breach by you or your authorized users involves participation by other parties with your Bridge Accounts, you and such parties will be jointly and severally liable for all resulting damages to Bridge and our affiliates. The enumeration in these terms of specific remedies will not be exclusive of any other remedies that may be available to us at law or in equity. Any delay or failure by us to exercise any right, power, remedy or privilege in these terms, or that exist now or in the future under any applicable laws (collectively, “Legal Rights”) will not be construed to be a waiver of those Legal Rights, nor to limit the exercise of such Legal Rights, nor will it preclude the further exercise those Legal Rights.
7.6. INDEMNIFICATION. YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS BRIDGE, OUR FINANCIAL PARTNERS, AND OUR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, PARTNERS, INDEPENDENT CONTRACTORS, EMPLOYEES, AND AGENTS (THE “INDEMNIFIED PARTIES”) FROM AND AGAINST ALL LOSSES, LIABILITIES, ATTORNEYS’ FEES, AND ALL RELATED EXPENSES (“LOSSES”), WHETHER IN TORT, CONTRACT, OR OTHERWISE, THAT ARISE OUT OF, RELATE TO, OR ARE ATTRIBUTABLE, IN WHOLE OR IN PART, TO A CLAIM, SUITS, OR PROCEEDINGS, BROUGHT BY A THIRD PARTY AGAINST AN INDEMNIFIED PARTY RELATED TO YOUR BREACH OF THESE TERMS OR ANY ACTIVITY BY YOU RELATED TO YOUR USE OF THE BRIDGE SERVICES.
7.7. NO WARRANTY; LIMITATION OF LIABILITY.
7.7.1. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE BRIDGE SERVICES ARE PROVIDED BY BRIDGE, OUR FINANCIAL PARTNERS, AFFILIATES AND SERVICE PROVIDERS ON AN “AS-IS” AND “AS-AVAILABLE” BASIS AND WITHOUT WARRANTY OF ANY KIND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. WE DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND ANY OTHER IMPLIED WARRANTIES. YOU ACKNOWLEDGE AND AGREE THAT THERE IS NO WARRANTY THAT ANY OF THE BRIDGE SERVICES, OR ANY DATA OR OTHER INFORMATION PROVIDED TO YOU BY BRIDGE OR ITS AFFILIATES OR THROUGH THE PARTNER SERVICES WILL FULFILL ANY PARTICULAR PURPOSES OR NEEDS. YOU ACKNOWLEDGE AND AGREE THAT THERE IS NO WARRANTY THAT THE BRIDGE SERVICES WILL BE ERROR FREE, UNINTERRUPTED, TIMELY, RELIABLE, COMPLETE OR ACCURATE.
7.7.2. None of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will be liable to you or any of your authorized users for any losses arising out of, related to or resulting from any activities conducted through your Bridge Account, Orders you place for the sale or purchase of Stablecoins, directing the transfer of funds to Bridge or to a Cryptocurrency Wallet provided by our Financial Partners, and any other uses of the Bridge Services, except to the extent and only to the extent that your losses are actual and have been finally determined by a court of competent jurisdiction or arbitration panel to have resulted solely from the intentional misconduct or fraud of Bridge, our Financial Partners, our affiliates, and any of their respective officers, directors, managers, partners, employees or independent agents or contractors. You will not be held liable for such actual losses that have been finally determined to have resulted solely from the intentional misconduct or fraud of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors. Further, none of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will have responsibility for losses or have any other liability to you (a) arising out of or resulting from any actions or inactions or performance of services by any third party or actions of other participants in the markets with respect to your Bridge Account or the activities conducted through your Bridge Account or (b) arising out of or resulting from system failures, outages, unauthorized access to the Bridge Account, conversion of property, errors of any kind, government actions, force majeure events, trading suspensions, or any other causes over which Bridge does not have direct control. Further, none of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will be liable for any indirect, special, incidental, punitive, consequential or exemplary damages or any other losses that are not direct damages, which includes trading losses, lost profits, loss of revenues, wasted expenditure, loss or corruption of data, and other lost business opportunities relating to sending Orders to Bridge, directing the transfer of funds to Bridge or its Financial Partners, storing Stablecoins in a Cryptocurrency Wallet provided by a Financial Partner and your use of the Bridge Services.
7.7.3 Notwithstanding anything to the contrary in this Agreement, neither party limits its liability in respect to: (A) claims involving fraud or fraudulent misrepresentation; (B) liability for death or personal injury caused by a party’s negligence; and (C) any other losses, costs, liabilities or expenses which cannot be excluded or limited by operation of applicable law.
7.7.4 Subject to Sections 7.7.1 and 7.7.3, Bridge’s total liability to you in any calendar year arising out of or in connection to this Agreement shall not exceed 100% of the Fees paid by you to Bridge in respect of such calendar year.
The no warranty provisions and limitation of liability set forth in this Section 7.7 are fundamental elements of the basis of the bargain between Bridge and you.
The no warranty provisions and limitation of liability set forth in this Section 7.7 are fundamental elements of the basis of the bargain between Bridge and you.
7.8. Dispute Resolution; Arbitration.
7.8.1. This Section 7.8 constitutes your agreement to arbitrate (“Arbitration Agreement”) any dispute arising out of or in connection with these terms and your relationship with us (including, without limitation, any question regarding their existence, validity, scope or termination) (each a “Claim”). This includes Claims made by us against you, by you or anyone connected to you against us or any of our affiliates, agents, employees, predecessors, successors, or assignees.
7.8.2. If any Claim arises between the Parties, the parties agree first to attempt to settle it by mediation in accordance with the Center for Dispute Resolution (“CEDR”) Model Mediation Procedure. The following terms shall apply in respect of such mediation: (A) to initiate a mediation, a party must give notice in writing to the other party/parties to the Claim requesting a mediation (“ADR Notice”), with a copy of the ADR Notice to be sent to CEDR; (B) the mediation shall be held in London and shall be conducted by a single mediator appointed by the parties or, if the parties fail to agree on the identity of the mediator within 10 (ten) days of the ADR Notice, by a mediator appointed by the CEDR; and (C) both parties shall fully and promptly co-operate with the mediator and CEDR and do all such acts and sign all such documents reasonably required to give effect to the mediation. If the parties are unable to achieve a mutually agreeable resolution of the dispute through mediation within 60 days after the appointment of the mediator, the parties hereby agree to terminate the mediation procedure, and the party bringing the Claim may submit its Claim to binding arbitration as described below. Notwithstanding the foregoing, either party may file a request for arbitration at any time to comply with any statute of limitation or timing requirements to preserve its Claim, and in such cases, the parties agree that the arbitration shall be stayed temporarily to allow them to attempt to settle the Claim by mediation as provided in this Section 7.8.2, with the stay being lifted upon the earlier of (i) either party giving one week’s written notice to the other to bring the stay to an end or (ii) 60 days from the appointment of the mediator.
7.8.3. Subject to Section 7.8.2, any Claim shall be referred to and finally resolved by arbitration under the rules of the London Court of International Arbitration (“LCIA”) (with such rules being incorporated by reference into this Arbitration Agreement). The number of arbitrators shall be one, with the arbitrator to be appointed by the LCIA. The seat, or legal place, of the arbitration shall be London, England. The language to be used in the arbitral proceedings shall be English and the award shall be in English. The governing law of this Arbitration Agreement shall be the law of England and Wales.
7.8.4. The arbitrator’s award will be binding on the parties and may be entered as a judgment in any court of competent jurisdiction. While an arbitrator may award declaratory or injunctive relief, the arbitrator may do so only with respect to the individual party seeking relief and only to the extent necessary to provide relief warranted by the individual party’s Claim(s). The arbitrator’s decision and judgment criteria will not have a precedential or collateral estoppel effect on Claims asserted by any individual or entity who was not party to the arbitration. If any provision of this Arbitration Agreement is found unenforceable, the unenforceable provision will be severed, and the remaining arbitration terms will be enforced. If an arbitrator to which a Claim is referred under this Arbitration Agreement decides that they do not have jurisdiction to hear a particular Claim for relief, then that Claim (and only that Claim) must be severed from the arbitration and may be brought in the Courts of England & Wales. The arbitrator alone will have the authority to interpret the scope and enforceability of this Arbitration Agreement.
7.9. Governing Law and Venue. These terms and your access to and use of the Bridge Services will be governed by and construed and enforced in accordance with the laws of England and Wales, without regard to conflict of law rules or principles (whether of England and Wales or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Subject to the Arbitration Agreement in section 7.8, the Courts of England and Wales shall have exclusive jurisdiction to hear any Claim.
7.10. Regulation. You acknowledge and agree that Bridge is registered with the Polish Financial Supervision Authority as a licensed VASP (“VASP”). As a licensed VASP, Bridge is subject to various laws and regulations imposed upon financial institutions to implement policies and procedures reasonably designed to detect and prevent money laundering and terrorist financing. You acknowledge and agree that your access to and use of your Bridge Services is subject to compliance with Bridge’s AML/CTF Compliance Program. You acknowledge and agree that any funds we or our Financial Partners hold while processing an Order for you are not protected by a regulated insurance scheme for the protection of deposits offered by a regulated entity in a particular jurisdiction or any other insurance.
7.11. Compliance with Applicable Laws. Orders are subject to applicable laws, regulations, and rules of federal and state governmental and regulatory authorities (collectively, “Applicable Laws”). You understand that compliance with Applicable Laws may include compliance with any guidance or direction of any regulatory authority or government agency, any writ of attachment, lien, levy, subpoena, warrant, or other legal order (collectively, “Legal Orders”). In no event will we be obligated to affect any Order that we believe would violate any Applicable Law. You acknowledge and agree that we are not responsible for any losses, whether direct or indirect, that you may incur as a result of our efforts to comply with any Applicable Law, including any Legal Order.
7.12. RESERVED
7.13. Force Majeure. We are not be liable for delays, failure in performance or interruption of service that result directly or indirectly from significant market volatility, acts of God, acts of civil or military authorities, acts of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failures of equipment or software, pandemics, other catastrophe or any other occurrence that is beyond our reasonable control.
7.15. Survival. All provisions pertaining to suspension, termination, or cancellation of the Bridge Services, debts owed to Bridge, disputes with Bridge and general provisions, and all other provisions of these terms which by their nature extend beyond the expiration or termination of these terms survive the termination or expiration of these terms.
7.16. Entire Agreement and interpretation. These terms, our Privacy Policy, and all other terms incorporated into these terms comprise the entire understanding and agreement between you and Bridge as to the subject matter of these terms, and supersede any and all prior discussions, agreements and understandings of any kind (including without limitation any prior versions of these terms), between you and Bridge. Section headings in these terms are for convenience only and will not govern the meaning or interpretation of any provision of these terms. Any reference to any federal, state or foreign law, or to any of the rules or regulations of any regulatory or self-regulatory organization shall refer to the most current version of such law, rule or regulation at the time such law, rule or regulations is referenced to or otherwise becomes relevant (either at the signing of this Agreement or at any time thereafter during the term of this Agreement). Each of the Exhibits to this Agreement shall have effect as if set out in the Agreement.
7.17. Assignment. We reserve the right to assign our rights without restriction to any Bridge Affiliate, any successor in interest of any business associated with the Bridge Services, or to any other person in our sole discretion. If Bridge is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the Personal Data we have collected from you as part of such merger, acquisition, sale, or other change of control. You may not assign any rights or licenses granted under these terms. Any attempted transfer or assignment by you in violation of this Section 7.17 will be null and void.
7.18. Severability. If any provision of these terms is determined to be invalid or unenforceable under any rule, law, or regulation of any local, state, or federal government agency, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law and the validity or enforceability of any other provision of these terms will not be affected.
7.19. Non-Waiver of Rights. These terms may not be construed to waive rights that cannot be waived under Applicable Law, including applicable state money transmission laws in the state where you are located. In addition, our failure to insist upon or enforce strict performance by you of any provision of these terms or to exercise any right under these terms will not be construed as a waiver or relinquishment to any extent of our right to assert or rely upon any such provision or right in that or any other instance.
7.20. Modifications to these Terms. We reserve the right to make changes to these terms and to the Bridge Services at any time. If we make changes, our Partner will post the amended terms in your Partner Account. We may also notify you by sending an email to the address on file in your Partner Account. Unless we say otherwise in our notice, the amended terms will be effective immediately and will apply to any pending Orders or any then-current and subsequent uses of your Bridge Account. You are responsible for reviewing these terms each time you access or use the Bridge Services. Your continued access to and use of your Bridge Account after we provide notice to you means you have consented to the changes. If you do not agree to the changes, you must close your Bridge Account immediately.
7.21 Data Protection. In respect of any personal data processed under the Agreement, the parties agree that they shall each comply with their respective obligations under the EU GDPR and any implementing or supplementing legislation, or any statutory instrument, order, rule or regulation made thereunder and all applicable laws in any jurisdiction relating to the processing of Personal Data and privacy (“Data Protection Laws”) including, without limitation, ensuring they have provided privacy notices to, and obtaining any consent required by law from, all individuals to whom the relevant personal data relates in respect of all processing undertaken by that party (including any disclosure to the other party). Each party shall also ensure that it has satisfied an applicable statutory ground under the Data Protection Laws permitting it to transfer any applicable personal data to the other party.
7.25 E-Signatures and Counterparts: Unless applicable law requires otherwise, the Agreement will be executed using electronic methods. They may also be executed in one or more counterparts. Each counterpart will constitute an original and together they will constitute a single agreement. If an effective date is not stated within the Agreement it will come into effect on the date that you confirm agreement to it.
Exhibit A
Stablecoin Risk Disclosures
There are several risks associated with buying and selling Stablecoins. By accessing and using the Bridge Services, you are promising us that you have read and understand the following Stablecoin Risk Disclosures.
1. Unique Features of Stablecoins. Stablecoins are currently not legal tender in many jurisdictions including, without limitation, the United States, the United Kingdom and Poland.
2. Stability, Valuation, and Liquidity. The price of Stablecoins is based on the reputation of the Issuer, the financial institution and the jurisdiction where the Issuer stores the Fiat Currency associated with the Stablecoin, the stability of the Blockchain on which the Stablecoins are issued, the laws that apply to Stablecoins and many other factors. Some Stablecoins may lose all of their value, or you may be unable to redeem Stablecoins for Fiat Currency as a result of one or a combination of these factors.
3. Cybersecurity. The cybersecurity risks of Stablecoins and related Cryptocurrency Wallets include hacking vulnerabilities and a risk that Blockchains may not be immutable. A cybersecurity event could result in a substantial, immediate and irreversible loss of your Stablecoins. Even a minor cybersecurity event in a Stablecoin is likely to result in a loss of value or ability to redeem a Stablecoin.
4. Stablecoin Issuers, Intermediaries and Custodians. Regulation of Stablecoins is constantly evolving. A lack of regulatory oversight creates a risk that an Issuer may not hold enough Fiat Currency to satisfy its obligations to redeem Stablecoins, and that such deficiency may not be easily identified or discovered. In addition, many Issuers and their service providers have experienced significant outages, downtime and processing delays, and may have a higher level of operational risk than traditional financial institutions.
5. Regulatory Landscape. Stablecoins currently face an uncertain regulatory landscape. In the United States, Stablecoins are subject to limited federal oversight, and state regulations that apply to Stablecoins vary from state to state and may be inconsistently applied. In addition, Stablecoins may be regulated by additional federal regulators in the future. Such laws and regulations may impact the price of Stablecoins and their acceptance by users, merchants and service providers.
6. Technology. The relatively new and rapidly evolving technology underlying Stablecoins introduces unique risks. For example, a unique private key is required to access, use or transfer a Stablecoin on a Blockchain. The loss, theft or destruction of a private key may result in an irreversible loss.
Exhibit B
Prohibited Activities
You will not use the Bridge Services to undertake or enable by you or any third party (the “Prohibited Activities List”): unlawful or abusive activity, fraud, unlawful gambling, intellectual property infringement, investment or credit services, check cashing, bail bonds, collections agencies, counterfeit or unauthorized goods, drugs and drug paraphernalia (including pseudo pharmaceuticals), substances designed to mimic illegal drugs, adult content and services, multi-level marketing, unfair, predatory or deceptive practices, money services, money transmission, digital asset exchange on behalf of third parties, and any business that Bridge believes poses elevated financial risk, legal liability, or violate card network rules or bank policies. Bridge may update this Prohibited Activities List at any time upon notice to you.
Bridge EEA User Terms
Last Updated 3/30/2024
Bridge Building Sp. Z.o.o.
At Bridge, we are advancing the accessibility of stablecoins and stablecoin-based applications. "Stablecoins" are a special type of cryptographic digital asset that can be redeemed at face value for government-issued money (“Fiat Currency”). These terms cover your use of the software, systems, and services we provide to make that possible, including the purchase and sale of Stablecoins from or to Bridge (the “Bridge Services”) and is an agreement between you and Bridge Building Sp. Z.o.o., a company incorporated in Poland with its registered office at ul. Bartycka 22B/21A, Warsaw, 00-716, Poland and with KRS company number 0001039515, (“Bridge,” “we,” or “us”). If you are accessing the Bridge Services on behalf of a business (a “Business User”), these terms apply to you and to the business.Our Privacy Policy (please see Bridge.xyz/legal) explains how we collect and use any personal information which identifies you (“Personal Data”) you share with us.
Certain features of the Bridge Services may be provided by our financial institution partners (“Financial Partners”). By applying for an account with us (“Bridge Account”) and using the Bridge Services, you agree to comply with each of these terms, the terms and conditions of our Financial Partners (the “Financial Partner Agreements”), which can be found under Exhibit C to these User Terms (including their respective privacy policies, the “Financial Partner Privacy Policies”), and to any other terms we link to in this document that become applicable to you after you begin using the Bridge Services.
IN ADDITION TO THIS AGREEMENT, CERTAIN DISCLOSURES APPLY TO YOUR USE OF THE BRIDGE SERVICES. YOUR AGREEMENT TO THE TERMS OF THIS AGREEMENT INCLUDES YOUR ACKNOWLEDGEMENT OF AND AGREEMENT TO THOSE DISCLOSURES, WHICH CAN BE FOUND IN THE EXHIBITS TO THIS AGREEMENT.
IMPORTANT: You agree to receive all communications from us and from our Financial Partners electronically. This means you cannot contact us about the Bridge Services by telephone or by regular mail. For more details about our E-Sign Policy, read Section 7.2.
IMPORTANT: You agree to receive all communications from us and from our Financial Partners electronically. This means you cannot contact us about the Bridge Services by telephone or by regular mail. For more details about our E-Sign Policy, read Section 7.2.
1. Bridge Account Eligibility; Security.
1.1. Instead of offering the Bridge Services directly to the public, we do business through companies who want to offer their customers the ability to buy and sell Stablecoins through their website or mobile application (“Partners”). To do so, our Partners integrate their services (the “Partner Services”) with the Bridge Services and brand the Bridge Services with their name and logo. This means you need to have a valid account with a Partner (a “Partner Account”) if you want to open a Bridge Account.
1.2. To be eligible to apply for and use a Bridge Account, you must: (a) be at least 18 years old, (b) have the legal capacity to agree to these terms; and (c) have an active Partner Account. If you are opening a Bridge Account for a Business User, you warrant and represent to us that: (i) you are authorized by the Business User to open a Bridge Account, (ii) you are an executive officer of the Business User; or (iii) your position permits you to make important decisions for the Business User. If you are a Business User, you may only use the Bridge Services for commercial purposes.
1.3. We cannot provide a Bridge Account to you if you live in or do business in a state or country where we or our Financial Partners do not provide the Bridge Services (“Restricted Locations”). We can add or remove Restricted Locations from the list at any time without notifying you. We also comply with all applicable sanctions laws, so we are unable to provide the Bridges Services to you if you live in a country, or you are on a list of persons banned by any governmental authority with jurisdiction over you, Bridge and/or Bridge’s affiliates (including (without limitation) the United States Office of Foreign Assets Control, the UN Security Council, Her Majesty’s Treasury and the UK’s Office of Financial Sanctions Implementation and Department of International Trade) from doing business with person or companies relevant to these terms.
1.4. We need certain Personal Data from you to verify your identity, to process your Bridge Account application, and to provide the Bridge Services to you. Your Partner may share your Personal Data with us with your permission, or we may collect it from you directly. Personal Data may include your name, email address, residential address, phone number, date of birth, and taxpayer identification number, copies of your passport, driver’s license, military identification card or other government-issued photo identification; bank account statements; cryptocurrency wallet addresses you control, the purpose of your use of the Bridge Services, the source of funds you use to buy or sell Stablecoins, and related information we request. We may keep records of your Personal Data if required by a Financial Partners or by applicable law. The Personal Data you provide must always be accurate, complete and up to date.
1.5. You will only be able to access your Bridge Account using the username and password associated with your Partner Account (your “Login Credentials”). We are not responsible (and you will not hold us responsible) for any unauthorized access to or use of your Login Credentials, your Partner Account, or your Bridge Account. We do not have access to your Partner Account, and we cannot retrieve or change your Login Credentials. Contact the Partner immediately if you become aware of or suspect any unauthorized access to your Partner Account.
1.6 NEITHER WE NOR OUR FINANCIAL PARTNERS ARE LIABLE FOR ANY UNAUTHORIZED ACCESS OR ACTIVITY TO YOUR BRIDGE ACCOUNT. We will treat any unauthorized access or activity as potentially fraudulent, and you must notify the Partner within 24 hours if you become aware of or suspect potentially fraudulent activity. When you notify the Partner of potentially fraudulent activity, we and the Partner will temporarily restrict access to your Bridge Account, suspend any pending Orders or withdrawals, require you to change your Login Credentials, and any other reasonable steps to protect your Bridge Account. You must also (a) promptly report any potentially fraudulent activity to legal authorities; (b) provide the Partner with a copy of any report prepared by such legal authorities; (c) cooperate fully with the legal authorities, Partner and Bridge in the investigation; (d) complete any required affidavits promptly, accurately and thoroughly; and (e) allow Bridge, the Partner, or any third party designated by us access to your mobile device, computer, and network if relevant to the investigation.
1.6 NEITHER WE NOR OUR FINANCIAL PARTNERS ARE LIABLE FOR ANY UNAUTHORIZED ACCESS OR ACTIVITY TO YOUR BRIDGE ACCOUNT. We will treat any unauthorized access or activity as potentially fraudulent, and you must notify the Partner within 24 hours if you become aware of or suspect potentially fraudulent activity. When you notify the Partner of potentially fraudulent activity, we and the Partner will temporarily restrict access to your Bridge Account, suspend any pending Orders or withdrawals, require you to change your Login Credentials, and any other reasonable steps to protect your Bridge Account. You must also (a) promptly report any potentially fraudulent activity to legal authorities; (b) provide the Partner with a copy of any report prepared by such legal authorities; (c) cooperate fully with the legal authorities, Partner and Bridge in the investigation; (d) complete any required affidavits promptly, accurately and thoroughly; and (e) allow Bridge, the Partner, or any third party designated by us access to your mobile device, computer, and network if relevant to the investigation.
2. Connected Accounts and Wallets.
2.1. When you submit instructions to buy and sell Stablecoins from or to Bridge (“Orders”), you are giving us your permission to carry out those Orders as your agent. To process Orders, you must provide at least one bank account to fund purchase Orders and to receive the proceeds of sale Orders (your “Connected Account”), and/or at least one cryptocurrency wallet address (your “Cryptocurrency Wallet”) to receive the Stablecoins you purchase, as applicable. Your Connected Account and/or your Cryptocurrency Wallet must be under your sole ownership or control, and we have the right to suspend Orders if we suspect that you do not own or control your Connected Account or your Cryptocurrency Wallet. We may ask you for information about the financial institution or other provider of your Cryptocurrency Wallet and your Connected Account. If your Cryptocurrency Wallet is not provided to you by a regulated financial institution (a “Self-Directed Wallet”), we may ask you for more information about the Self-Directed Wallet and your Orders may be delayed or even blocked. We reserve the right to cancel or reverse purchase Orders if you use a Self-Directed Wallet or if our Financial Partners require us to do so. You authorize us to share Personal Data and Order information with our Financial Partners and with the financial institution providers of your Connected Account and/or Cryptocurrency Wallet.
2.2. As part of our legal compliance program (“AML/CTF Compliance Program”), we will monitor use of your Cryptocurrency Wallet, and review your Personal Data on an ongoing basis to prevent financial crimes pursuant to the policies and procedures of our Financial Partners.
2.3. You are solely responsible for monitoring your Connected Account and Cryptocurrency Wallet for unauthorized or suspicious activity, and we are not liable to you if you lose your funds due to unauthorized activity. To protect your Connected Account and Cryptocurrency Wallet from unauthorized activity, you must: (a) review your Order history on an ongoing basis; (b) immediately review Order receipts, confirmations and notices we send you through your Partner Account or to the email address associated with your Partner Account; and (c) verify you received an Order confirmation, and (d) notify the Partner within 24 hours of the Order if you do not receive an Order confirmation.
3. Bridge Account Suspension and Termination.
3.1. You may close your Bridge Account at any time and for any reason unless we, our Financial Partners or your Partner suspect that you are closing your Bridge Account to avoid law enforcement or otherwise avoid an investigation. Closing your Bridge Account will not affect the rights we owe to you or the obligations you have to us before closure. We will complete any active Orders by transferring Fiat Currency to your Connected Account and Stablecoins to your Cryptocurrency Wallet before closing your Bridge Account.
3.2. We may immediately reject transactions to or from, suspend or terminate, your Bridge Account and/or freeze any funds in the possession of our Financial Partners without prior notice if: (a) we suspect you have violated these terms, our AML/CTF Compliance Program, or any applicable laws or regulations; (b) we are required to do so by applicable law, a Financial Partner or by any valid order we receive from law enforcement officials; (c) we, a Financial Partner or your Partner suspect any suspicious or unauthorized activity or any actual or attempted unauthorized access to your Partner Account or Login Credentials; (d) Your Partner Account has been suspended or terminated or you no longer have access to your Partner Account; (e) you no longer reside in a jurisdiction where we or our Financial Partners are authorized to provide the Bridge Services; (f) you do not connect at least one Connected Account with your Bridge Account, and (g) you have not processed any Orders or you have not accessed your Bridge Account for more than 1 year. We will notify you through your Partner Account or via email if we suspend or terminate your Bridge Account.
4. Supported Stablecoins and Digital Assets. In addition to Fiat Currency, we may permit you to purchase Stablecoins with other Digital Assets. “Digital Assets” means any Stablecoin, Cryptocurrency, virtual currency, digital currency, digital asset, digital commodity or other digital token that is a digital representation of value compatible with a cryptographic protocol of a computer network that can be digitally traded; and “Cryptocurrency” means a Digital Asset that functions as: (1) a medium of exchange; (2) a unit of account; or (3) a store of value, but does not have legal tender status and is not issued or guaranteed by any government. The computer networks used to exchange Digital Assets are called “Blockchains”. We may also permit you to buy Stablecoins that are compatible with one or more cryptographic protocols. A list of Digital Assets and Stablecoins we support are available via your Partner Account. We do not support the purchase of any Digital Assets that are not Stablecoins. We may remove a Digital Asset or Stablecoin due to changes in the characteristics or regulatory classification of the asset, or for any other reason at any time. We may, at any time, delist a Stablecoin. If we delist a Stablecoin while an Order is in process, we will reverse your Order and return the funds you used to pay for the Order to your Connected Account or to your Cryptocurrency Wallet, as applicable. If you send funds to Bridge that are not supported, these funds will be lost. Bridge has no responsibility or liability with respect to these funds.
5. Blockchain Control; Forks; Risks of Buying and Selling Stablecoins.
5.1. You acknowledge and agree that we do not operate, own, or control any Blockchains. By their nature, Blockchains use open-source software that anyone can use, copy, modify, and distribute. Neither we nor our Financial Partners or your Partner are responsible for the operation of any Blockchains that are compatible with the Stablecoins and Digital Assets we support, and we do not guarantee (or provide any assurances as to) the functionality, security, or availability of any Blockchains. Some of the financial institutions that issue Stablecoins on various Blockchains (“Issuers”) include software code that they can use to block the transfer of Stablecoins if the Issuer suspects illegal activity or pursuant to a request from law enforcement. You acknowledge and agree that we have no control over the software code of any of the Stablecoins we support, and you are purchasing Stablecoins at your own risk.
5.2. Blockchains are subject to sudden changes in operating rules, and third parties may from time to time create a copy of a Blockchain and implement changes in operating rules or other features (“Forks”) that may result in more than one version of a Blockchain (each, a “Forked Blockchain”) and more than one version of a Stablecoin (“Forked Stablecoins”) or Digital Asset (“Forked Asset”). You acknowledge and agree that our ability to support Forked Stablecoins or accept Forked Assets resulting from a Forked Network is completely outside our control. Forks may materially affect the value and function of the Stablecoins you purchase from or sell to us and depends entirely on the Issuer of the Forked Stablecoin. In the event of a Fork, we may temporarily suspend any Orders in process at the time of the Fork with or without notice to you while we determine the effects of the Fork on the functionality of the Bridge Services. Issuers will almost certainly not support Forked versions of the Stablecoins they issue, and you may not be permitted to redeem Forked Stablecoins for Fiat Currency. Attempts to Fork a Blockchain may also result in complete or partial failure of the Blockchain’s functionality, and the Stablecoins and Digital Assets you own that are supported by the Blockchain may become worthless.
YOU ACKNOWLEDGE AND AGREE THAT WE MAY CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS, AND YOU HAVE NO RIGHT, CLAIM, OR OTHER PRIVILEGE TO FORKED STABLECOINS ON A FORKED NETWORK WE DO NOT SUPPORT, EVEN IN THE RARE EVENT AN ISSUER SUPPORTS THE FORK. YOU ACKNOWLEDGE AND AGREE THAT WE MAY ABANDON OR CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS AS PART OF THE BRIDGE SERVICES, AND WE AND OUR FINANCIAL PARTNERS ARE UNLIKELY TO SUPPORT MOST FORKED BLOCKCHAINS. IF YOU USE A DIGITAL ASSET THAT HAS BEEN FORKED TO BUY STABLECOINS FROM US, WE RESERVE THE RIGHT TO CANCEL YOUR ORDER, AND WE MAY NOT BE ABLE TO RETURN YOUR FUNDS IN THE EVENT OF A FAILED FORK.
YOU ACKNOWLEDGE AND AGREE THAT WE MAY CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS, AND YOU HAVE NO RIGHT, CLAIM, OR OTHER PRIVILEGE TO FORKED STABLECOINS ON A FORKED NETWORK WE DO NOT SUPPORT, EVEN IN THE RARE EVENT AN ISSUER SUPPORTS THE FORK. YOU ACKNOWLEDGE AND AGREE THAT WE MAY ABANDON OR CHOOSE NOT TO SUPPORT FORKED BLOCKCHAINS AS PART OF THE BRIDGE SERVICES, AND WE AND OUR FINANCIAL PARTNERS ARE UNLIKELY TO SUPPORT MOST FORKED BLOCKCHAINS. IF YOU USE A DIGITAL ASSET THAT HAS BEEN FORKED TO BUY STABLECOINS FROM US, WE RESERVE THE RIGHT TO CANCEL YOUR ORDER, AND WE MAY NOT BE ABLE TO RETURN YOUR FUNDS IN THE EVENT OF A FAILED FORK.
5.3. THERE ARE MANY RISKS ASSOCIATED WITH BUYING AND SELLING STABLECOINS. WE HAVE DESCRIBED THESE RISKS IN OUR STABLECOIN RISK DISCLOSURE AVAILABLE IN EXHIBIT B TO THIS AGREEMENT. THE STABLECOIN RISK DISCLOSURE IS INCLUDED IN THESE TERMS, AND BY USING THE BRIDGE SERVICES, YOU ARE INDICATING TO US THAT YOU HAVE READ AND UNDERSTOOD THESE RISKS.
6. Orders.
6.1. Placing Orders. You can only place Orders through your Partner Account using your Login Credentials. If we receive an Order from you, we will assume you intended for us to execute the Order. Once we commence processing your Order no refunds will be given. All purchase Orders require full payment in cleared funds at the time we fill your Order (including, without limitation, payment of Bridge’s Fees). You must not place an Order to purchase Stablecoins with Fiat Currency if you don’t have enough funds in your Connected Account. We will not process Orders to purchase Stablecoins with Digital Assets or other Stablecoins before we or our Financial Partners receive the Digital Assets or Stablecoins from you. We do not guarantee (or provide any assurances) that we will fill your Order, and we reserve the right to cancel any Order or part of an Order for any reason, including if the Order: (a) was placed during a scheduled or unscheduled downtime of Bridge or our Financial Partners; (b) violates these terms or a Financial Partner Agreement; or (c) is non-marketable.
6.2. Source of Funds; Destination of Proceeds; Order Limits. We only authorize Orders using funds in a Connected Account or Cryptocurrency Wallet you control. You must not use funds that do not belong to you to place Orders, and that you cannot place Orders on behalf of a third party. Each time you place an Order, you are warranting and representing that all you own the funds used by you to execute an Order, and that the funds are not the direct or indirect proceeds of any criminal or fraudulent activity. When we receive funds (Fiat Currency or Stablecoins) for your Order, title to those funds transfers to Bridge upon receipt. When we send to you proceeds (Fiat Currency or Stablecoins) from your Order, title to those funds transfer to you upon your receipt of those funds. Any proceeds from the sale of Stablecoins will be transferred to your Connected Account or to your Cryptocurrency Wallet, and you will not have the option to transfer proceeds to any other bank account, including a bank account that you own. Neither Bridge nor our Financial Partners will hold any sale proceeds on your behalf. We may limit the amount and frequency of your Orders (in EUR terms, or other currency as designated in your Order) in a given time period. These limits may depend on when you opened your Bridge Account, the Personal Data you provided us, and a variety of other risk factors.
6.3. Order Receipts and Order History. When we fill your Order, the Partner will send you a confirmation (the “Order Receipt”) on our behalf through your Partner Account or to the email address associated with your Partner Account or we will send one directly to that email address. We may choose without prior notice to you, to periodically consolidate multiple Orders into a single Order Receipt. You may request your Order history by emailing support@bridge.xyz. We maintain records of all Orders for a period of seven years or as otherwise required by applicable law.
6.4. Right to Offset. If you fail to provide sufficient funds at the time we fill your Order, we reserve the right to cancel, reverse or fill the Order in whole or in part. You agree to be responsible for the costs of any such action we take, including gas and exchange fees. You will also be responsible for such costs if you cancel your transaction prior to processing and we return funds to you. If your failure to provide sufficient funds or a return results in an amount due and owing by you to us (a “Negative Balance”), we have the right to: (a) charge a reasonable rate of interest on the Negative Balance; (b) offset any Negative Balance and any accrued interest and other losses by debiting funds from your Connected Account in the amount of the Negative Balance; and (c) offset any Negative Balance against amounts we owe you for Stablecoins we purchase from you, Stablecoins you have purchased from us, or funds you have requested to be returned.
6.5. Cancellations; Errors. You may not cancel an Order after we have commenced processing it. If you cancel your Order and you have not provided sufficient information in order for us to return your funds, we will hold your funds as required by law. You are solely responsible for reviewing your Order Receipts for accuracy and for monitoring your Order History for any errors or any potentially fraudulent activity. If you do not receive an Order Receipt or an Order cancellation notice, or if the Order Receipt is inaccurate, you must notify your Partner within 24 hours of placing the Order or receiving the Order Receipt. You hereby waive your right to dispute an Order unless you notify the Partner of any objections within 24 hours the applicable Order Receipt was sent to you. We reserve the right, but we have no obligation, to declare an Order null and void that we consider to be erroneous (each, an “Erroneous Order”). You are responsible for ensuring that you submit the appropriate Order type you place an Order to buy or sell Stablecoins, and that a simple assertion by you that you made a mistake in entering an Order, or that you failed to pay attention to or update an Order, will not be sufficient to establish it as an Erroneous Order. If we determine that a given Order is an Erroneous Order, we may declare it null and void, in whole and in part, even if you do not agree to cancel or modify it, in which case you will return the Stablecoins or funds you received in the Erroneous Order. If you place an Erroneous Order and such Erroneous Order is equal to EUR 5 or less, you relinquish your claim to any funds you have sent to us with respect to such Erroneous Order and title to such funds transfers to Bridge upon receipt.
6.6. Downtime. We will use commercially reasonable efforts to provide the Bridge Services in a reliable and secure manner. You acknowledge and agree that from time to time, interruptions, errors, delays, or other deficiencies in providing the Bridge Services may occur due to downtime of the Partner Services, and a variety of other factors outside our control, and some of which may require or result in scheduled maintenance or unscheduled downtime of the Bridge Services (collectively, “Downtime”). Part or all of the Bridge Services may be unavailable during any Downtime, and we are not liable or responsible to you for any inconvenience or losses you incur as a result of Downtime.
6.7 Compliance with Law. We reserve the right to refuse to process, or to cancel, correct, clawback, or reverse, any purchase, sale or transfer, in our sole discretion, even after funds have been debited from your account(s), in response to a subpoena, court order, or other government order; or if we suspect the transaction may: involve money laundering, terrorist financing, fraud, or any other type of financial crime or other illegal activity; be erroneous or violate the prohibited activities set forth in Exhibit C to this Agreement. In such instances, we will reverse the transaction and we are under no obligation to reinstate a purchase or sale order at the same price or on the same terms as the cancelled transaction.
7. General Terms.
7.1. Fees. You can access the fees charged for Orders on our website here: Fee Disclosures (“Fees”). These Fees are subject to change, and you are solely responsible for reviewing the applicable fee schedule prior to placing an Order. Placement of an Order by you means you accept the Fees published at the time you place the Order.
7.2. E-sign and Electronic Communications Consent.
7.2.1. We or the Partner will send all notices and communications related to the Bridge Services and this Agreement with you (“Communications”) through your Partner Account to the email address associated with your Partner Account. To ensure that you receive all of our Communications, you must keep your email address up-to-date and immediately notify the Partner if there are any changes. Delivery of any Communications by us to the email address associated with your Partner Account is considered valid. If any email Communication is returned as undeliverable, we retain the right to block access to your Bridge Account until you provide and confirm a new and valid email address.
7.2.1. Hardware and Software Requirements. To access and retain electronic Communications, you will need the following computer hardware and software: (a) a device with an Internet connection; (b) a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and above, or Safari 7.0 and above) with cookies enabled; (c) a valid email address (your primary email address on file with Company); and (iv) sufficient storage space to save past Communications or an installed printer to print them.
7.2.2. How to change your Communications Preferences. You may change your preference to receive Communications electronically by contacting us at support@bridge.xyz. If you change your preference to receive Communications electronically, we reserve the right to charge you additional fees for paper copies.
7.3. Taxes. You acknowledge and agree that we do not provide tax or legal advice. We will report Orders and the proceeds from Orders to the Internal Revenue Service to the extent and manner required by applicable law.
7.4. Intellectual Property; Bridge Materials; Feedback. The text, graphics, images, logos, button icons, photographs, editorial content, notices, software and other materials we provide you, including the manner in which we arrange or present them to you (the “Bridge Materials”) are protected under both the by intellectual property laws. The Bridge Materials belong to us or are licensed to Bridge by our partners. We grant you a non-transferrable, non-sublicensable and revocable right to view and use the Bridge Materials, but we or our partners retain ownership of the Bridge Materials at all times. You may download or print a copy of the Bridge Materials for personal, non-commercial use only. Any distribution, reprint or electronic reproduction of any Bridge Materials in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Bridge Materials in a manner that violates any applicable law or these terms. If you choose to provide input and suggestions regarding problems with or proposed modifications or improvements to the Bridge Services (“Feedback”), then you hereby grant Bridge an unrestricted, perpetual, irrevocable, non-exclusive, fully paid up, royalty-free right to exploit the Feedback in any manner and for any purpose, including to improve the Bridge Services and to create other products and services.
7.5. Remedies for Breach. If you or any of your authorized user breaches any of your representations, warranties, agreements or covenants set forth in these terms, give us inaccurate or incomplete information for any reason, or otherwise fail to comply with any other requirements of these terms or any of our or our Financial Partner’s policies, we will have the right to suspend or terminate your Bridge Account and this Agreement with you. You will be liable for all losses we, our affiliates and our Financial Partners incur that result from any such breach. We have sole discretion over what actions, if any, it takes in the event of such breach and may take such action without prior notice to you. If a breach by you or your authorized users involves participation by other parties with your Bridge Accounts, you and such parties will be jointly and severally liable for all resulting damages to Bridge and our affiliates. The enumeration in these terms of specific remedies will not be exclusive of any other remedies that may be available to us at law or in equity. Any delay or failure by us to exercise any right, power, remedy or privilege in these terms, or that exist now or in the future under any applicable laws (collectively, “Legal Rights”) will not be construed to be a waiver of those Legal Rights, nor to limit the exercise of such Legal Rights, nor will it preclude the further exercise those Legal Rights.
7.6. INDEMNIFICATION. YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS BRIDGE, OUR FINANCIAL PARTNERS, AND OUR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, PARTNERS, INDEPENDENT CONTRACTORS, EMPLOYEES, AND AGENTS (THE “INDEMNIFIED PARTIES”) FROM AND AGAINST ALL LOSSES, LIABILITIES, ATTORNEYS’ FEES, AND ALL RELATED EXPENSES (“LOSSES”), WHETHER IN TORT, CONTRACT, OR OTHERWISE, THAT ARISE OUT OF, RELATE TO, OR ARE ATTRIBUTABLE, IN WHOLE OR IN PART, TO A CLAIM, SUITS, OR PROCEEDINGS, BROUGHT BY A THIRD PARTY AGAINST AN INDEMNIFIED PARTY RELATED TO YOUR BREACH OF THESE TERMS OR ANY ACTIVITY BY YOU RELATED TO YOUR USE OF THE BRIDGE SERVICES.
7.7. NO WARRANTY; LIMITATION OF LIABILITY.
7.7.1. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE BRIDGE SERVICES ARE PROVIDED BY BRIDGE, OUR FINANCIAL PARTNERS, AFFILIATES AND SERVICE PROVIDERS ON AN “AS-IS” AND “AS-AVAILABLE” BASIS AND WITHOUT WARRANTY OF ANY KIND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. WE DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND ANY OTHER IMPLIED WARRANTIES. YOU ACKNOWLEDGE AND AGREE THAT THERE IS NO WARRANTY THAT ANY OF THE BRIDGE SERVICES, OR ANY DATA OR OTHER INFORMATION PROVIDED TO YOU BY BRIDGE OR ITS AFFILIATES OR THROUGH THE PARTNER SERVICES WILL FULFILL ANY PARTICULAR PURPOSES OR NEEDS. YOU ACKNOWLEDGE AND AGREE THAT THERE IS NO WARRANTY THAT THE BRIDGE SERVICES WILL BE ERROR FREE, UNINTERRUPTED, TIMELY, RELIABLE, COMPLETE OR ACCURATE.
7.7.2. None of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will be liable to you or any of your authorized users for any losses arising out of, related to or resulting from any activities conducted through your Bridge Account, Orders you place for the sale or purchase of Stablecoins, directing the transfer of funds to Bridge or to a Cryptocurrency Wallet provided by our Financial Partners, and any other uses of the Bridge Services, except to the extent and only to the extent that your losses are actual and have been finally determined by a court of competent jurisdiction or arbitration panel to have resulted solely from the intentional misconduct or fraud of Bridge, our Financial Partners, our affiliates, and any of their respective officers, directors, managers, partners, employees or independent agents or contractors. You will not be held liable for such actual losses that have been finally determined to have resulted solely from the intentional misconduct or fraud of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors. Further, none of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will have responsibility for losses or have any other liability to you (a) arising out of or resulting from any actions or inactions or performance of services by any third party or actions of other participants in the markets with respect to your Bridge Account or the activities conducted through your Bridge Account or (b) arising out of or resulting from system failures, outages, unauthorized access to the Bridge Account, conversion of property, errors of any kind, government actions, force majeure events, trading suspensions, or any other causes over which Bridge does not have direct control. Further, none of Bridge, our Financial Partners, or our affiliates, nor any of their respective officers, directors, managers, partners, employees or independent agents or contractors will be liable for any indirect, special, incidental, punitive, consequential or exemplary damages or any other losses that are not direct damages, which includes trading losses, lost profits, loss of revenues, wasted expenditure, loss or corruption of data, and other lost business opportunities relating to sending Orders to Bridge, directing the transfer of funds to Bridge or its Financial Partners, storing Stablecoins in a Cryptocurrency Wallet provided by a Financial Partner and your use of the Bridge Services.
7.7.3 Notwithstanding anything to the contrary in this Agreement, neither party limits its liability in respect to: (A) claims involving fraud or fraudulent misrepresentation; (B) liability for death or personal injury caused by a party’s negligence; and (C) any other losses, costs, liabilities or expenses which cannot be excluded or limited by operation of applicable law.
7.7.4 Subject to Sections 7.7.1 and 7.7.3, Bridge’s total liability to you in any calendar year arising out of or in connection to this Agreement shall not exceed 100% of the Fees paid by you to Bridge in respect of such calendar year.
The no warranty provisions and limitation of liability set forth in this Section 7.7 are fundamental elements of the basis of the bargain between Bridge and you.
The no warranty provisions and limitation of liability set forth in this Section 7.7 are fundamental elements of the basis of the bargain between Bridge and you.
7.8. Dispute Resolution; Arbitration.
7.8.1. This Section 7.8 constitutes your agreement to arbitrate (“Arbitration Agreement”) any dispute arising out of or in connection with these terms and your relationship with us (including, without limitation, any question regarding their existence, validity, scope or termination) (each a “Claim”). This includes Claims made by us against you, by you or anyone connected to you against us or any of our affiliates, agents, employees, predecessors, successors, or assignees.
7.8.2. If any Claim arises between the Parties, the parties agree first to attempt to settle it by mediation in accordance with the Center for Dispute Resolution (“CEDR”) Model Mediation Procedure. The following terms shall apply in respect of such mediation: (A) to initiate a mediation, a party must give notice in writing to the other party/parties to the Claim requesting a mediation (“ADR Notice”), with a copy of the ADR Notice to be sent to CEDR; (B) the mediation shall be held in London and shall be conducted by a single mediator appointed by the parties or, if the parties fail to agree on the identity of the mediator within 10 (ten) days of the ADR Notice, by a mediator appointed by the CEDR; and (C) both parties shall fully and promptly co-operate with the mediator and CEDR and do all such acts and sign all such documents reasonably required to give effect to the mediation. If the parties are unable to achieve a mutually agreeable resolution of the dispute through mediation within 60 days after the appointment of the mediator, the parties hereby agree to terminate the mediation procedure, and the party bringing the Claim may submit its Claim to binding arbitration as described below. Notwithstanding the foregoing, either party may file a request for arbitration at any time to comply with any statute of limitation or timing requirements to preserve its Claim, and in such cases, the parties agree that the arbitration shall be stayed temporarily to allow them to attempt to settle the Claim by mediation as provided in this Section 7.8.2, with the stay being lifted upon the earlier of (i) either party giving one week’s written notice to the other to bring the stay to an end or (ii) 60 days from the appointment of the mediator.
7.8.3. Subject to Section 7.8.2, any Claim shall be referred to and finally resolved by arbitration under the rules of the London Court of International Arbitration (“LCIA”) (with such rules being incorporated by reference into this Arbitration Agreement). The number of arbitrators shall be one, with the arbitrator to be appointed by the LCIA. The seat, or legal place, of the arbitration shall be London, England. The language to be used in the arbitral proceedings shall be English and the award shall be in English. The governing law of this Arbitration Agreement shall be the law of England and Wales.
7.8.4. The arbitrator’s award will be binding on the parties and may be entered as a judgment in any court of competent jurisdiction. While an arbitrator may award declaratory or injunctive relief, the arbitrator may do so only with respect to the individual party seeking relief and only to the extent necessary to provide relief warranted by the individual party’s Claim(s). The arbitrator’s decision and judgment criteria will not have a precedential or collateral estoppel effect on Claims asserted by any individual or entity who was not party to the arbitration. If any provision of this Arbitration Agreement is found unenforceable, the unenforceable provision will be severed, and the remaining arbitration terms will be enforced. If an arbitrator to which a Claim is referred under this Arbitration Agreement decides that they do not have jurisdiction to hear a particular Claim for relief, then that Claim (and only that Claim) must be severed from the arbitration and may be brought in the Courts of England & Wales. The arbitrator alone will have the authority to interpret the scope and enforceability of this Arbitration Agreement.
7.9. Governing Law and Venue. These terms and your access to and use of the Bridge Services will be governed by and construed and enforced in accordance with the laws of England and Wales, without regard to conflict of law rules or principles (whether of England and Wales or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Subject to the Arbitration Agreement in section 7.8, the Courts of England and Wales shall have exclusive jurisdiction to hear any Claim.
7.10. Regulation. You acknowledge and agree that Bridge is registered with the Polish Financial Supervision Authority as a licensed VASP (“VASP”). As a licensed VASP, Bridge is subject to various laws and regulations imposed upon financial institutions to implement policies and procedures reasonably designed to detect and prevent money laundering and terrorist financing. You acknowledge and agree that your access to and use of your Bridge Services is subject to compliance with Bridge’s AML/CTF Compliance Program. You acknowledge and agree that any funds we or our Financial Partners hold while processing an Order for you are not protected by a regulated insurance scheme for the protection of deposits offered by a regulated entity in a particular jurisdiction or any other insurance.
7.11. Compliance with Applicable Laws. Orders are subject to applicable laws, regulations, and rules of federal and state governmental and regulatory authorities (collectively, “Applicable Laws”). You understand that compliance with Applicable Laws may include compliance with any guidance or direction of any regulatory authority or government agency, any writ of attachment, lien, levy, subpoena, warrant, or other legal order (collectively, “Legal Orders”). In no event will we be obligated to affect any Order that we believe would violate any Applicable Law. You acknowledge and agree that we are not responsible for any losses, whether direct or indirect, that you may incur as a result of our efforts to comply with any Applicable Law, including any Legal Order.
7.12. RESERVED
7.13. Force Majeure. We are not be liable for delays, failure in performance or interruption of service that result directly or indirectly from significant market volatility, acts of God, acts of civil or military authorities, acts of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failures of equipment or software, pandemics, other catastrophe or any other occurrence that is beyond our reasonable control.
7.15. Survival. All provisions pertaining to suspension, termination, or cancellation of the Bridge Services, debts owed to Bridge, disputes with Bridge and general provisions, and all other provisions of these terms which by their nature extend beyond the expiration or termination of these terms survive the termination or expiration of these terms.
7.16. Entire Agreement and interpretation. These terms, our Privacy Policy, and all other terms incorporated into these terms comprise the entire understanding and agreement between you and Bridge as to the subject matter of these terms, and supersede any and all prior discussions, agreements and understandings of any kind (including without limitation any prior versions of these terms), between you and Bridge. Section headings in these terms are for convenience only and will not govern the meaning or interpretation of any provision of these terms. Any reference to any federal, state or foreign law, or to any of the rules or regulations of any regulatory or self-regulatory organization shall refer to the most current version of such law, rule or regulation at the time such law, rule or regulations is referenced to or otherwise becomes relevant (either at the signing of this Agreement or at any time thereafter during the term of this Agreement). Each of the Exhibits to this Agreement shall have effect as if set out in the Agreement.
7.17. Assignment. We reserve the right to assign our rights without restriction to any Bridge Affiliate, any successor in interest of any business associated with the Bridge Services, or to any other person in our sole discretion. If Bridge is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the Personal Data we have collected from you as part of such merger, acquisition, sale, or other change of control. You may not assign any rights or licenses granted under these terms. Any attempted transfer or assignment by you in violation of this Section 7.17 will be null and void.
7.18. Severability. If any provision of these terms is determined to be invalid or unenforceable under any rule, law, or regulation of any local, state, or federal government agency, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law and the validity or enforceability of any other provision of these terms will not be affected.
7.19. Non-Waiver of Rights. These terms may not be construed to waive rights that cannot be waived under Applicable Law, including applicable state money transmission laws in the state where you are located. In addition, our failure to insist upon or enforce strict performance by you of any provision of these terms or to exercise any right under these terms will not be construed as a waiver or relinquishment to any extent of our right to assert or rely upon any such provision or right in that or any other instance.
7.20. Modifications to these Terms. We reserve the right to make changes to these terms and to the Bridge Services at any time. If we make changes, our Partner will post the amended terms in your Partner Account. We may also notify you by sending an email to the address on file in your Partner Account. Unless we say otherwise in our notice, the amended terms will be effective immediately and will apply to any pending Orders or any then-current and subsequent uses of your Bridge Account. You are responsible for reviewing these terms each time you access or use the Bridge Services. Your continued access to and use of your Bridge Account after we provide notice to you means you have consented to the changes. If you do not agree to the changes, you must close your Bridge Account immediately.
7.21 Data Protection. In respect of any personal data processed under the Agreement, the parties agree that they shall each comply with their respective obligations under the EU GDPR and any implementing or supplementing legislation, or any statutory instrument, order, rule or regulation made thereunder and all applicable laws in any jurisdiction relating to the processing of Personal Data and privacy (“Data Protection Laws”) including, without limitation, ensuring they have provided privacy notices to, and obtaining any consent required by law from, all individuals to whom the relevant personal data relates in respect of all processing undertaken by that party (including any disclosure to the other party). Each party shall also ensure that it has satisfied an applicable statutory ground under the Data Protection Laws permitting it to transfer any applicable personal data to the other party.
7.25 E-Signatures and Counterparts: Unless applicable law requires otherwise, the Agreement will be executed using electronic methods. They may also be executed in one or more counterparts. Each counterpart will constitute an original and together they will constitute a single agreement. If an effective date is not stated within the Agreement it will come into effect on the date that you confirm agreement to it.
Exhibit A
Stablecoin Risk Disclosures
There are several risks associated with buying and selling Stablecoins. By accessing and using the Bridge Services, you are promising us that you have read and understand the following Stablecoin Risk Disclosures.
1. Unique Features of Stablecoins. Stablecoins are currently not legal tender in many jurisdictions including, without limitation, the United States, the United Kingdom and Poland.
2. Stability, Valuation, and Liquidity. The price of Stablecoins is based on the reputation of the Issuer, the financial institution and the jurisdiction where the Issuer stores the Fiat Currency associated with the Stablecoin, the stability of the Blockchain on which the Stablecoins are issued, the laws that apply to Stablecoins and many other factors. Some Stablecoins may lose all of their value, or you may be unable to redeem Stablecoins for Fiat Currency as a result of one or a combination of these factors.
3. Cybersecurity. The cybersecurity risks of Stablecoins and related Cryptocurrency Wallets include hacking vulnerabilities and a risk that Blockchains may not be immutable. A cybersecurity event could result in a substantial, immediate and irreversible loss of your Stablecoins. Even a minor cybersecurity event in a Stablecoin is likely to result in a loss of value or ability to redeem a Stablecoin.
4. Stablecoin Issuers, Intermediaries and Custodians. Regulation of Stablecoins is constantly evolving. A lack of regulatory oversight creates a risk that an Issuer may not hold enough Fiat Currency to satisfy its obligations to redeem Stablecoins, and that such deficiency may not be easily identified or discovered. In addition, many Issuers and their service providers have experienced significant outages, downtime and processing delays, and may have a higher level of operational risk than traditional financial institutions.
5. Regulatory Landscape. Stablecoins currently face an uncertain regulatory landscape. In the United States, Stablecoins are subject to limited federal oversight, and state regulations that apply to Stablecoins vary from state to state and may be inconsistently applied. In addition, Stablecoins may be regulated by additional federal regulators in the future. Such laws and regulations may impact the price of Stablecoins and their acceptance by users, merchants and service providers.
6. Technology. The relatively new and rapidly evolving technology underlying Stablecoins introduces unique risks. For example, a unique private key is required to access, use or transfer a Stablecoin on a Blockchain. The loss, theft or destruction of a private key may result in an irreversible loss.
Exhibit B
Prohibited Activities
You will not use the Bridge Services to undertake or enable by you or any third party (the “Prohibited Activities List”): unlawful or abusive activity, fraud, unlawful gambling, intellectual property infringement, investment or credit services, check cashing, bail bonds, collections agencies, counterfeit or unauthorized goods, drugs and drug paraphernalia (including pseudo pharmaceuticals), substances designed to mimic illegal drugs, adult content and services, multi-level marketing, unfair, predatory or deceptive practices, money services, money transmission, digital asset exchange on behalf of third parties, and any business that Bridge believes poses elevated financial risk, legal liability, or violate card network rules or bank policies. Bridge may update this Prohibited Activities List at any time upon notice to you.
Política de Privacidad de Bridge
Política de Privacidad de Bridge
EEA Privacy Policy
Last Updated 2/21/2024
1. THIS DOCUMENT1.1 Who we are: Bridge Building Sp. Z.o.o., a company incorporated in Poland with its registered office at ul. Bartycka 22B/21A, Warsaw, 00-716, Poland and with KRS company number 0001039515, and other companies in the Bridge group collect and use certain Personal Data. 1.2 Please read this Privacy Policy: We take your privacy very seriously. Please read this Privacy Policy carefully as it contains important information on who we are and how and why we collect, store, use and share any information relating to you (your Personal Data) in connection with your use of the Services and other online platforms. It also explains your rights in relation to your Personal Data and how to contact us or a relevant regulator in the event you have a complaint.1.3 We are the controller: We are the controller of Personal Data obtained via the Services and other online platforms (such as social media), meaning we are the organisation legally responsible for ensuring compliance with data protection laws, including (but not limited to) the EU GDPR and any other national, implementing or supplementing data protection legislation. This includes deciding how and for what purposes Personal Data is used. 1.4 Third party links: Throughout our Services we may link to other websites owned and operated by certain trusted third parties, including to help us perform identity verification or make additional products and services available to you. Those third party websites may also gather information about you in accordance with their own separate privacy policies. For privacy information relating to those third party websites, please consult their privacy policies as appropriate.1.5 Changes to this Privacy Policy: We may change this privacy policy from time to time—when we make significant changes, we will take steps to inform you, for example by including a prominent link to a description of those changes on our website for a reasonable period or by other means, such as email.Definitions: We use the following definitions in this Privacy Policy:
TermDefinition“Bridge Website”means the Bridge website available at bridge.xyz and any other website made available by Bridge or its affiliates from time to time.“Bridge”, we or usmeans Bridge Building Sp. Z.o.o. and other companies of the Bridge group.“EEA”means the European Economic Area.“EU GDPR”means the European Union’s General Data Protection Regulation (Regulation (EU) 2016/679) and any laws and regulations implementing or created pursuant to the EU GDPR.“Personal Data”means any data which relates to a living individual who can be identified from that data or from that data and other information which is in the possession of, or is likely to come into the possession of, Bridge (or its representatives or service providers). In addition to factual information, it includes any expression of opinion about an individual and any indication of the intentions of Bridge or any other person in respect of an individual.“Privacy Policy”means this privacy policy.“Services”means the Bridge Website, our online platform (including APIs) made available through the website of one of our partners and any other online service or platform that Bridge provides users from time to time.“User(s)” or “You”means the users of the Services.
2. THE TYPES OF PERSONAL DATA WE COLLECT The Personal Data we collect about you depends on the particular activities carried out. Many of the services offered by Bridge require us to obtain Personal Data about you in order to perform the Services we provide. Users may be unable to access the Services if such Personal Data are not provided. In relation to each of the services described at Section 2.1 above, we will collect and process the following Personal Data about you: Information that you provide to us: This includes information about you that you provide to us. The nature of the services you are requesting will determine the kind of Personal Data we might ask for, though such information may include (but is not limited to):basic Personal Data (such as first name; family name; job role; email address; phone number; postal address; city; postcode; country; hashed password; national identification number, identity documents, proof of address documentation, payment information (such as banking information, wallet address, payment card details));any other information that you choose to share via the Services which may be considered Personal Data;Information that we collect or generate about you. This includes (but is not limited to): technical information about your use of the Services e.g. sensor, location, connectivity, technical and aggregated usage data, such as your GPS/GNSS location data; home and work locations; IP addresses, wireless networks, cell towers and Wi-Fi access points; non-identifying data regarding a device, operating system, and browser; activity, communication, and performance logs; issues and bugs; and user activity on our Services. This data does not enable us to learn your true identity or contact details and serves mostly to improve the overall performance of our Services, and to better understand how our users typically use our Services and how we could improve their user experience.
For more information on the cookies and other tracking technologies used by Bridge please see Section 9 of this Privacy Policy and our Cookie Notice below.Information we obtain from other sources. We may receive information about you from third parties. For example, we may receive information about you from outside records of third parties, such as identity information. We may supplement the information we collect about you through the Services with such information from third parties in order to verify your identity or enhance our ability to serve you. If we combine such data with information we collect through the Services, such information is subject to this Privacy Policy unless we have disclosed otherwise.3. HOW WE USE YOUR INFORMATION3.1 Under data protection law, we can only use your Personal Data if we have a proper reason, e.g.:where you have given consent;to comply with our legal and regulatory obligations;for the performance of a contract with you or to take steps at your request before entering into a contract, orfor our legitimate interests or those of a third party.3.2 A legitimate interest is when we have a business or commercial reason to use your Personal Data, so long as this is not overridden by your own rights and interests. We will carry out an assessment when relying on legitimate interests, to balance our interests against your own.3.3 The table below explains what we use your Personal Data for and why.
For more information on the cookies and other tracking technologies used by Bridge please see Section 9 of this Privacy Policy and our Cookie Notice below.Information we obtain from other sources. We may receive information about you from third parties. For example, we may receive information about you from outside records of third parties, such as identity information. We may supplement the information we collect about you through the Services with such information from third parties in order to verify your identity or enhance our ability to serve you. If we combine such data with information we collect through the Services, such information is subject to this Privacy Policy unless we have disclosed otherwise.3. HOW WE USE YOUR INFORMATION3.1 Under data protection law, we can only use your Personal Data if we have a proper reason, e.g.:where you have given consent;to comply with our legal and regulatory obligations;for the performance of a contract with you or to take steps at your request before entering into a contract, orfor our legitimate interests or those of a third party.3.2 A legitimate interest is when we have a business or commercial reason to use your Personal Data, so long as this is not overridden by your own rights and interests. We will carry out an assessment when relying on legitimate interests, to balance our interests against your own.3.3 The table below explains what we use your Personal Data for and why.
PurposeOur reasons and lawful basis relied on under the EU GDPRRelevant categories of Personal DataTo facilitate, operate, and provide our Services as set out in their relevant terms and conditions and to enforce our Terms of Service and any other agreements between you and Bridge.To perform our contract with you (or to take steps at your request before entering into a contract).Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To provide our users with assistance and support.To perform our contract with you.Your account details (username) and contact information, including email address and telephone number.To authenticate the identity of our users, and to allow them to access and use our Services.Compliance with a legal obligation and to perform our contract with you.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To support and enhance our data security measures, including for the purposes of preventing and mitigating the risks of fraud, error, or any illegal or prohibited activity.Compliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To comply with any other applicable laws and regulations.Compliance with a legal obligation.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To provide our users with assistance and support.To perform our contract with you.Your account details (username) and contact information, including email address and telephone number.To authenticate the identity of our users, and to allow them to access and use our Services.Compliance with a legal obligation and to perform our contract with you.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To support and enhance our data security measures, including for the purposes of preventing and mitigating the risks of fraud, error, or any illegal or prohibited activity.Compliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To comply with any other applicable laws and regulations.Compliance with a legal obligation.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
4. DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIESThe table below sets out who we share Personal Data with.
Who we share withUse by recipientRelevant categories of personal information transferred (or likely to be transferred to) recipientOther Bridge Group companiesTo assist us in performing our Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Third party service providers• To help deliver our Services to you, such as payment service providers, digital storage providers, and identity verification providers.
• To help us run our business including (but not limited to) hosting and server co-location services, data analytics services, marketing and advertising services, data and cyber security services, fraud detection and prevention services, payment processing services, e-mail and SMS distribution and monitoring services, session recording, and our business, legal and financial advisors). These Service Providers may have access to your Personal Information, depending on each of their specific roles and purposes in facilitating and enhancing our Services, and may only use it for such purposes.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Bridge PartnersIf you access Services through the website of one of Bridge’s partners, then we may share your Personal Information with that partner in order to provide the Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Our regulators, law enforcement agencies or other relevant governmental agenciesCompliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Third party service providers• To help deliver our Services to you, such as payment service providers, digital storage providers, and identity verification providers.
• To help us run our business including (but not limited to) hosting and server co-location services, data analytics services, marketing and advertising services, data and cyber security services, fraud detection and prevention services, payment processing services, e-mail and SMS distribution and monitoring services, session recording, and our business, legal and financial advisors). These Service Providers may have access to your Personal Information, depending on each of their specific roles and purposes in facilitating and enhancing our Services, and may only use it for such purposes.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Bridge PartnersIf you access Services through the website of one of Bridge’s partners, then we may share your Personal Information with that partner in order to provide the Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Our regulators, law enforcement agencies or other relevant governmental agenciesCompliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Should Bridge or any of its affiliates undergo any change in control, including by means of merger, acquisition, or purchase of substantially all of its assets, your Personal Data may be shared with the parties involved in such event. If we believe that such change in control might materially affect your Personal Information then stored with us, we will notify you of this event and the choices you may have via e-mail or prominent notice on our Services.5. INTERNATIONAL TRANSFERS OF PERSONAL DATA5.1 We may transfer your Personal Data: Bridge has customers and operations spread around the world. As a result, we collect and transfer Personal Data on a global basis. That means that we may transfer your Personal Data to locations outside of your country.5.2 Protections when transferring internationally: Where we transfer your Personal Data to another country outside the EEA, we will ensure that it is protected and transferred in a manner consistent with legal requirements. In relation to data being transferred outside the EEA, for example, this may be done in one of the following ways:the country that we send the data to might be approved by the European Commission as offering an adequate level of protection for Personal Data. A list of countries the European Commission has currently made adequacy decisions in relation to is available here. We rely on adequacy decisions for transfers to the following countries: United States; there are appropriate safeguards in place for you (including, but not limited to, the recipient might have signed up to a contract based on “model contractual clauses” approved by the European Commission, obliging them to protect your Personal Data);the recipient may have adhered to binding corporate rules (only for intragroup transfers);in other circumstances the law may permit us to otherwise transfer your Personal Data outside of the EEA.You can obtain more details of the protection given to your Personal Data when it is transferred outside the EEA by contacting us as described below.6. HOW WE SAFEGUARD YOUR INFORMATIONWe maintain administrative, technical, and physical safeguards that are designed to protect the privacy and security of your Personal Data. For example, all information you provide is accessible only to designated staff. In addition, all information is protected by SSL/TLS encryption when it is exchanged between your web browser and the Services. We note, however, that the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Information, we cannot guarantee the security of information transmitted to or via the Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services. In addition, where you have chosen a password for access to certain parts of our Services, you are responsible for keeping this password confidential.We will take steps to ensure that the Personal Data is accessed only by employees of Bridge that have a need to do so for the purposes described in this Privacy Policy. 7. HOW LONG WE KEEP YOUR PERSONAL DATA 7.1 How long we will hold your Personal Data for will vary and will be determined by the following cumulative criteria:the purpose for which we are using it – Bridge will need to keep your Personal Data for as long as is necessary for that purpose; as needed to deal with potential or actual legal claims, complaints, litigation or regulatory proceedings; andlegal obligations – laws or regulation may set a minimum period for which Bridge has to keep your Personal Data.8. YOUR RIGHTS8.1 What are your rights: In all the above cases in which we collect, use or store your Personal Data, you may have the following rights which you can exercise free of charge. These rights include:the right to obtain information regarding the processing of your Personal Data and access to the Personal Data which we hold about you; the right to withdraw your consent to the processing of your Personal Data at any time. Please note, however, that we may still be entitled to process your Personal Data if we have another legitimate reason for doing so. For example, we may need to retain Personal Data to comply with a legal obligation; in some circumstances, the right to receive some Personal Data in a structured, commonly used and machine-readable format and/or request that we transmit those data to a third party where this is technically feasible. Please note that this right only applies to Personal Data which you have provided directly to Bridge;the right to request that we rectify your Personal Data if it is inaccurate or incomplete;the right to request that we erase your Personal Data in certain circumstances. Please note that there may be circumstances where you ask us to erase your Personal Data, but we are legally entitled to retain it;the right to object to, or request that we restrict, our processing of your Personal Data in certain circumstances. Again, there may be circumstances where you object to, or ask us to restrict, our processing of your Personal Data but we are legally entitled to refuse that request; andthe right to lodge a complaint with the relevant data protection regulator if you think that any of your rights have been infringed by us.8.2 You can exercise your rights by contacting us using the details listed below. Further information about your rights may be obtained by contacting the supervisory data protection authority located in your jurisdiction. For a list of EEA data protection supervisory authorities and their contact details see here.9 Cookies9.1 What are Cookies: A cookie is a small text file which is placed onto your device (e.g. computer, smartphone or other electronic device) when you use our Services. When you visit a page on the Services it may generate any of the following types of cookies:Essential Cookies: These cookies are required to save your session and to carry out other activities that are strictly necessary for the operation of the Services. They enable us to provide you with services you have specifically asked for and are essential for you to move around the Services and use its features, such as accessing secure areas of the Services. Without these cookies, services you have asked for cannot be provided to you. We also use security cookies to ensure the security of the Services. Because these cookies are strictly necessary to deliver the Services to you, you cannot refuse them. You can block or delete them by changing your browser settings, as described below in ‘Managing your cookies’. However, please note that if you do this you may not be able to use the full functionality of the Services.Functionality Cookies: If you consent, we use functional cookies to allow the Services to remember choices you make on the Services (such as your user name, language or the region you are in) to provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for. These cookies cannot track your browsing activity on other websites. They also do not gather any information about you that could be used for advertising or remembering where you’ve been on the Internet besides our websites.Performance Cookies: If you consent, these cookies collect information about your visit and use of the Services, for instance, which pages you visit most often, and if you get error messages from such web pages. These cookies do not collect information that identifies you. All information these cookies collect is only used to improve how the Services works. We also use these cookies to understand how our media campaigns work. This information is used to evaluate and improve the content of the Services and our campaigns and ultimately to improve user experience.Analytics and Customisation Cookies: If you consent, we use these cookies, to help us understand how users access and use our services. The data collected typically includes information such as your IP address, your internet service provider, your web browser, the time spent on web pages, the links clicked and the advertisements viewed on those pages. We use this information to improve the Services and your experience, to see which areas and features of our services are popular, and for which visitors, and to count visits.9.2 Other tracking technologies: We use other similar technologies to cookies on our Services such Web Beacons (also known as “clear GIFs”), which are transparent graphic images placed on a web page or in an email and indicate that a page or email has been viewed or tell your browser to get content from another server. We use web beacons to measure traffic to or from, or use of, our online forms, tools or content items and related browsing behaviour and to improve your experience when using the Services. We may also use customized links or other similar technologies to track hyperlinks that you click and associate that information with your Information in order to provide you with more focused communications.Where we refer to ‘cookies’ in the reminder of this section, we are referring cookies or any other tracking technologies we use.9.3 Consent to use tracking technologies and changing settingsWe will ask for your consent to place cookies or other similar technologies on your device, except where they are essential for us to provide you with a service that you have requested.You can withdraw any consent to the use of cookies or manage any other cookie preferences. If you do this, please be aware that you may lose some of the functionality of our Services.Most browsers allow you to see what cookies you have on your device and to clear them all or individually. To find out how to do this, go to allaboutcookies.org, which contains comprehensive information on how to do this on a variety of browsers. It may be necessary to refresh the page for the updated settings to take effect.For further information on cookies generally, including how to control and manage them, visit https://allaboutcookies.org/.9.4 Our use of cookies: N/A9.5 Third party access to the cookies: N/A10. CONTACT USIf you have questions or concerns regarding, or a request to make pursuant to this Privacy Policy, please contact us by please contact us using the following contact details.Address: ul. Bartycka 22B/21A, Warsaw, 00-716, PolandEmail: privacy@bridge.xyz11. CONCERNS AND COMPLAINTS11.1 Contact us: For further information regarding the processing of your Personal Data by Bridge, this Privacy Policy, questions relating to consent, or in order to exercise the rights mentioned above, please contact us using the details above. 11.2 Lodging complaints: We hope we will be able to resolve any issues you may have. You also have the right to lodge a complaint with:our lead supervisory authority in the EEA, details of which are below: Urząd Ochrony Danych Osobowych (Personal Data Protection Office)ul. Stawki 200-193 WarsawTel. +48 22 531 03 00Email: kancelaria@uodo.gov.pl dwme@uodo.gov.plWebsite: https://uodo.gov.pl/ or b. a relevant data protection supervisory authority in the EEA state of your habitual residence, place of work or of an alleged infringement of data protection laws in the EEA. For a list of EEA data protection supervisory authorities and their contact details see here.
EEA Privacy Policy
Last Updated 2/21/2024
1. THIS DOCUMENT1.1 Who we are: Bridge Building Sp. Z.o.o., a company incorporated in Poland with its registered office at ul. Bartycka 22B/21A, Warsaw, 00-716, Poland and with KRS company number 0001039515, and other companies in the Bridge group collect and use certain Personal Data. 1.2 Please read this Privacy Policy: We take your privacy very seriously. Please read this Privacy Policy carefully as it contains important information on who we are and how and why we collect, store, use and share any information relating to you (your Personal Data) in connection with your use of the Services and other online platforms. It also explains your rights in relation to your Personal Data and how to contact us or a relevant regulator in the event you have a complaint.1.3 We are the controller: We are the controller of Personal Data obtained via the Services and other online platforms (such as social media), meaning we are the organisation legally responsible for ensuring compliance with data protection laws, including (but not limited to) the EU GDPR and any other national, implementing or supplementing data protection legislation. This includes deciding how and for what purposes Personal Data is used. 1.4 Third party links: Throughout our Services we may link to other websites owned and operated by certain trusted third parties, including to help us perform identity verification or make additional products and services available to you. Those third party websites may also gather information about you in accordance with their own separate privacy policies. For privacy information relating to those third party websites, please consult their privacy policies as appropriate.1.5 Changes to this Privacy Policy: We may change this privacy policy from time to time—when we make significant changes, we will take steps to inform you, for example by including a prominent link to a description of those changes on our website for a reasonable period or by other means, such as email.Definitions: We use the following definitions in this Privacy Policy:
TermDefinition“Bridge Website”means the Bridge website available at bridge.xyz and any other website made available by Bridge or its affiliates from time to time.“Bridge”, we or usmeans Bridge Building Sp. Z.o.o. and other companies of the Bridge group.“EEA”means the European Economic Area.“EU GDPR”means the European Union’s General Data Protection Regulation (Regulation (EU) 2016/679) and any laws and regulations implementing or created pursuant to the EU GDPR.“Personal Data”means any data which relates to a living individual who can be identified from that data or from that data and other information which is in the possession of, or is likely to come into the possession of, Bridge (or its representatives or service providers). In addition to factual information, it includes any expression of opinion about an individual and any indication of the intentions of Bridge or any other person in respect of an individual.“Privacy Policy”means this privacy policy.“Services”means the Bridge Website, our online platform (including APIs) made available through the website of one of our partners and any other online service or platform that Bridge provides users from time to time.“User(s)” or “You”means the users of the Services.
2. THE TYPES OF PERSONAL DATA WE COLLECT The Personal Data we collect about you depends on the particular activities carried out. Many of the services offered by Bridge require us to obtain Personal Data about you in order to perform the Services we provide. Users may be unable to access the Services if such Personal Data are not provided. In relation to each of the services described at Section 2.1 above, we will collect and process the following Personal Data about you: Information that you provide to us: This includes information about you that you provide to us. The nature of the services you are requesting will determine the kind of Personal Data we might ask for, though such information may include (but is not limited to):basic Personal Data (such as first name; family name; job role; email address; phone number; postal address; city; postcode; country; hashed password; national identification number, identity documents, proof of address documentation, payment information (such as banking information, wallet address, payment card details));any other information that you choose to share via the Services which may be considered Personal Data;Information that we collect or generate about you. This includes (but is not limited to): technical information about your use of the Services e.g. sensor, location, connectivity, technical and aggregated usage data, such as your GPS/GNSS location data; home and work locations; IP addresses, wireless networks, cell towers and Wi-Fi access points; non-identifying data regarding a device, operating system, and browser; activity, communication, and performance logs; issues and bugs; and user activity on our Services. This data does not enable us to learn your true identity or contact details and serves mostly to improve the overall performance of our Services, and to better understand how our users typically use our Services and how we could improve their user experience.
For more information on the cookies and other tracking technologies used by Bridge please see Section 9 of this Privacy Policy and our Cookie Notice below.Information we obtain from other sources. We may receive information about you from third parties. For example, we may receive information about you from outside records of third parties, such as identity information. We may supplement the information we collect about you through the Services with such information from third parties in order to verify your identity or enhance our ability to serve you. If we combine such data with information we collect through the Services, such information is subject to this Privacy Policy unless we have disclosed otherwise.3. HOW WE USE YOUR INFORMATION3.1 Under data protection law, we can only use your Personal Data if we have a proper reason, e.g.:where you have given consent;to comply with our legal and regulatory obligations;for the performance of a contract with you or to take steps at your request before entering into a contract, orfor our legitimate interests or those of a third party.3.2 A legitimate interest is when we have a business or commercial reason to use your Personal Data, so long as this is not overridden by your own rights and interests. We will carry out an assessment when relying on legitimate interests, to balance our interests against your own.3.3 The table below explains what we use your Personal Data for and why.
For more information on the cookies and other tracking technologies used by Bridge please see Section 9 of this Privacy Policy and our Cookie Notice below.Information we obtain from other sources. We may receive information about you from third parties. For example, we may receive information about you from outside records of third parties, such as identity information. We may supplement the information we collect about you through the Services with such information from third parties in order to verify your identity or enhance our ability to serve you. If we combine such data with information we collect through the Services, such information is subject to this Privacy Policy unless we have disclosed otherwise.3. HOW WE USE YOUR INFORMATION3.1 Under data protection law, we can only use your Personal Data if we have a proper reason, e.g.:where you have given consent;to comply with our legal and regulatory obligations;for the performance of a contract with you or to take steps at your request before entering into a contract, orfor our legitimate interests or those of a third party.3.2 A legitimate interest is when we have a business or commercial reason to use your Personal Data, so long as this is not overridden by your own rights and interests. We will carry out an assessment when relying on legitimate interests, to balance our interests against your own.3.3 The table below explains what we use your Personal Data for and why.
PurposeOur reasons and lawful basis relied on under the EU GDPRRelevant categories of Personal DataTo facilitate, operate, and provide our Services as set out in their relevant terms and conditions and to enforce our Terms of Service and any other agreements between you and Bridge.To perform our contract with you (or to take steps at your request before entering into a contract).Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To provide our users with assistance and support.To perform our contract with you.Your account details (username) and contact information, including email address and telephone number.To authenticate the identity of our users, and to allow them to access and use our Services.Compliance with a legal obligation and to perform our contract with you.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To support and enhance our data security measures, including for the purposes of preventing and mitigating the risks of fraud, error, or any illegal or prohibited activity.Compliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To comply with any other applicable laws and regulations.Compliance with a legal obligation.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To provide our users with assistance and support.To perform our contract with you.Your account details (username) and contact information, including email address and telephone number.To authenticate the identity of our users, and to allow them to access and use our Services.Compliance with a legal obligation and to perform our contract with you.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To support and enhance our data security measures, including for the purposes of preventing and mitigating the risks of fraud, error, or any illegal or prohibited activity.Compliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.To comply with any other applicable laws and regulations.Compliance with a legal obligation.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
4. DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIESThe table below sets out who we share Personal Data with.
Who we share withUse by recipientRelevant categories of personal information transferred (or likely to be transferred to) recipientOther Bridge Group companiesTo assist us in performing our Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Third party service providers• To help deliver our Services to you, such as payment service providers, digital storage providers, and identity verification providers.
• To help us run our business including (but not limited to) hosting and server co-location services, data analytics services, marketing and advertising services, data and cyber security services, fraud detection and prevention services, payment processing services, e-mail and SMS distribution and monitoring services, session recording, and our business, legal and financial advisors). These Service Providers may have access to your Personal Information, depending on each of their specific roles and purposes in facilitating and enhancing our Services, and may only use it for such purposes.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Bridge PartnersIf you access Services through the website of one of Bridge’s partners, then we may share your Personal Information with that partner in order to provide the Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Our regulators, law enforcement agencies or other relevant governmental agenciesCompliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Third party service providers• To help deliver our Services to you, such as payment service providers, digital storage providers, and identity verification providers.
• To help us run our business including (but not limited to) hosting and server co-location services, data analytics services, marketing and advertising services, data and cyber security services, fraud detection and prevention services, payment processing services, e-mail and SMS distribution and monitoring services, session recording, and our business, legal and financial advisors). These Service Providers may have access to your Personal Information, depending on each of their specific roles and purposes in facilitating and enhancing our Services, and may only use it for such purposes.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Bridge PartnersIf you access Services through the website of one of Bridge’s partners, then we may share your Personal Information with that partner in order to provide the Services.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.Our regulators, law enforcement agencies or other relevant governmental agenciesCompliance with a legal obligation and legitimate interests.Your name, address, date of birth, and contact information, including email address and telephone number, your account details (username) and your payment details.
Your identity documentation and proof of address documentation.
Your national identification number.
Any other information that you choose to share via the Services which may be considered Personal Data.
Should Bridge or any of its affiliates undergo any change in control, including by means of merger, acquisition, or purchase of substantially all of its assets, your Personal Data may be shared with the parties involved in such event. If we believe that such change in control might materially affect your Personal Information then stored with us, we will notify you of this event and the choices you may have via e-mail or prominent notice on our Services.5. INTERNATIONAL TRANSFERS OF PERSONAL DATA5.1 We may transfer your Personal Data: Bridge has customers and operations spread around the world. As a result, we collect and transfer Personal Data on a global basis. That means that we may transfer your Personal Data to locations outside of your country.5.2 Protections when transferring internationally: Where we transfer your Personal Data to another country outside the EEA, we will ensure that it is protected and transferred in a manner consistent with legal requirements. In relation to data being transferred outside the EEA, for example, this may be done in one of the following ways:the country that we send the data to might be approved by the European Commission as offering an adequate level of protection for Personal Data. A list of countries the European Commission has currently made adequacy decisions in relation to is available here. We rely on adequacy decisions for transfers to the following countries: United States; there are appropriate safeguards in place for you (including, but not limited to, the recipient might have signed up to a contract based on “model contractual clauses” approved by the European Commission, obliging them to protect your Personal Data);the recipient may have adhered to binding corporate rules (only for intragroup transfers);in other circumstances the law may permit us to otherwise transfer your Personal Data outside of the EEA.You can obtain more details of the protection given to your Personal Data when it is transferred outside the EEA by contacting us as described below.6. HOW WE SAFEGUARD YOUR INFORMATIONWe maintain administrative, technical, and physical safeguards that are designed to protect the privacy and security of your Personal Data. For example, all information you provide is accessible only to designated staff. In addition, all information is protected by SSL/TLS encryption when it is exchanged between your web browser and the Services. We note, however, that the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Information, we cannot guarantee the security of information transmitted to or via the Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services. In addition, where you have chosen a password for access to certain parts of our Services, you are responsible for keeping this password confidential.We will take steps to ensure that the Personal Data is accessed only by employees of Bridge that have a need to do so for the purposes described in this Privacy Policy. 7. HOW LONG WE KEEP YOUR PERSONAL DATA 7.1 How long we will hold your Personal Data for will vary and will be determined by the following cumulative criteria:the purpose for which we are using it – Bridge will need to keep your Personal Data for as long as is necessary for that purpose; as needed to deal with potential or actual legal claims, complaints, litigation or regulatory proceedings; andlegal obligations – laws or regulation may set a minimum period for which Bridge has to keep your Personal Data.8. YOUR RIGHTS8.1 What are your rights: In all the above cases in which we collect, use or store your Personal Data, you may have the following rights which you can exercise free of charge. These rights include:the right to obtain information regarding the processing of your Personal Data and access to the Personal Data which we hold about you; the right to withdraw your consent to the processing of your Personal Data at any time. Please note, however, that we may still be entitled to process your Personal Data if we have another legitimate reason for doing so. For example, we may need to retain Personal Data to comply with a legal obligation; in some circumstances, the right to receive some Personal Data in a structured, commonly used and machine-readable format and/or request that we transmit those data to a third party where this is technically feasible. Please note that this right only applies to Personal Data which you have provided directly to Bridge;the right to request that we rectify your Personal Data if it is inaccurate or incomplete;the right to request that we erase your Personal Data in certain circumstances. Please note that there may be circumstances where you ask us to erase your Personal Data, but we are legally entitled to retain it;the right to object to, or request that we restrict, our processing of your Personal Data in certain circumstances. Again, there may be circumstances where you object to, or ask us to restrict, our processing of your Personal Data but we are legally entitled to refuse that request; andthe right to lodge a complaint with the relevant data protection regulator if you think that any of your rights have been infringed by us.8.2 You can exercise your rights by contacting us using the details listed below. Further information about your rights may be obtained by contacting the supervisory data protection authority located in your jurisdiction. For a list of EEA data protection supervisory authorities and their contact details see here.9 Cookies9.1 What are Cookies: A cookie is a small text file which is placed onto your device (e.g. computer, smartphone or other electronic device) when you use our Services. When you visit a page on the Services it may generate any of the following types of cookies:Essential Cookies: These cookies are required to save your session and to carry out other activities that are strictly necessary for the operation of the Services. They enable us to provide you with services you have specifically asked for and are essential for you to move around the Services and use its features, such as accessing secure areas of the Services. Without these cookies, services you have asked for cannot be provided to you. We also use security cookies to ensure the security of the Services. Because these cookies are strictly necessary to deliver the Services to you, you cannot refuse them. You can block or delete them by changing your browser settings, as described below in ‘Managing your cookies’. However, please note that if you do this you may not be able to use the full functionality of the Services.Functionality Cookies: If you consent, we use functional cookies to allow the Services to remember choices you make on the Services (such as your user name, language or the region you are in) to provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for. These cookies cannot track your browsing activity on other websites. They also do not gather any information about you that could be used for advertising or remembering where you’ve been on the Internet besides our websites.Performance Cookies: If you consent, these cookies collect information about your visit and use of the Services, for instance, which pages you visit most often, and if you get error messages from such web pages. These cookies do not collect information that identifies you. All information these cookies collect is only used to improve how the Services works. We also use these cookies to understand how our media campaigns work. This information is used to evaluate and improve the content of the Services and our campaigns and ultimately to improve user experience.Analytics and Customisation Cookies: If you consent, we use these cookies, to help us understand how users access and use our services. The data collected typically includes information such as your IP address, your internet service provider, your web browser, the time spent on web pages, the links clicked and the advertisements viewed on those pages. We use this information to improve the Services and your experience, to see which areas and features of our services are popular, and for which visitors, and to count visits.9.2 Other tracking technologies: We use other similar technologies to cookies on our Services such Web Beacons (also known as “clear GIFs”), which are transparent graphic images placed on a web page or in an email and indicate that a page or email has been viewed or tell your browser to get content from another server. We use web beacons to measure traffic to or from, or use of, our online forms, tools or content items and related browsing behaviour and to improve your experience when using the Services. We may also use customized links or other similar technologies to track hyperlinks that you click and associate that information with your Information in order to provide you with more focused communications.Where we refer to ‘cookies’ in the reminder of this section, we are referring cookies or any other tracking technologies we use.9.3 Consent to use tracking technologies and changing settingsWe will ask for your consent to place cookies or other similar technologies on your device, except where they are essential for us to provide you with a service that you have requested.You can withdraw any consent to the use of cookies or manage any other cookie preferences. If you do this, please be aware that you may lose some of the functionality of our Services.Most browsers allow you to see what cookies you have on your device and to clear them all or individually. To find out how to do this, go to allaboutcookies.org, which contains comprehensive information on how to do this on a variety of browsers. It may be necessary to refresh the page for the updated settings to take effect.For further information on cookies generally, including how to control and manage them, visit https://allaboutcookies.org/.9.4 Our use of cookies: N/A9.5 Third party access to the cookies: N/A10. CONTACT USIf you have questions or concerns regarding, or a request to make pursuant to this Privacy Policy, please contact us by please contact us using the following contact details.Address: ul. Bartycka 22B/21A, Warsaw, 00-716, PolandEmail: privacy@bridge.xyz11. CONCERNS AND COMPLAINTS11.1 Contact us: For further information regarding the processing of your Personal Data by Bridge, this Privacy Policy, questions relating to consent, or in order to exercise the rights mentioned above, please contact us using the details above. 11.2 Lodging complaints: We hope we will be able to resolve any issues you may have. You also have the right to lodge a complaint with:our lead supervisory authority in the EEA, details of which are below: Urząd Ochrony Danych Osobowych (Personal Data Protection Office)ul. Stawki 200-193 WarsawTel. +48 22 531 03 00Email: kancelaria@uodo.gov.pl dwme@uodo.gov.plWebsite: https://uodo.gov.pl/ or b. a relevant data protection supervisory authority in the EEA state of your habitual residence, place of work or of an alleged infringement of data protection laws in the EEA. For a list of EEA data protection supervisory authorities and their contact details see here.